College education doesn't cost extra, which is a kind of rhetoric. You can spend your money anywhere, saying that the education fund only helps you plan, and try to use it for special purposes, without violating the purpose of your original deposit.

What you are talking about is the additional children's college education annuity, the payment period is 15 years old, the insurance period is 2 1 year old, the insured amount is 25,000, and the first year premium is 1800.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.