Abnormal loan education refers to the bad behavior of obtaining loans by improper means or making illegal loans. This kind of behavior involves not only violation of law and discipline, but also credit and social responsibility. If individuals or enterprises adopt abnormal loan education in order to obtain loans quickly, once they default or are unable to repay, it will not only damage their own credit, but also have a negative impact on the credit of the whole society.

Abnormal loan education not only damages the credit of individuals or enterprises, but also may bring great risks to financial institutions. Once a large number of defaults or frauds occur, the credit and reputation of financial institutions will also be affected. Therefore, all forms of abnormal loan education should be strongly condemned and severely cracked down.

Education to prevent abnormal loans needs the joint efforts of the whole society. The government should strengthen supervision in a timely manner, strengthen the construction of laws and regulations, and earnestly safeguard the financial market order and fair competition; Financial institutions should raise their risk awareness and strictly examine the credit record and repayment ability of loan applicants; Individuals or enterprises should consciously abide by relevant regulations, enhance credit awareness, and do not blindly pursue short-term profits and give up establishing good credit. Only the joint efforts of the whole society can effectively prevent the occurrence of abnormal lending.