Education insurance, also known as education fund insurance, children's education insurance and children's education insurance, is an insurance aimed at preparing education funds for children. Education insurance is a kind of saving insurance, which has both the function of compulsory saving and certain guarantee function.

At present, there are mainly simple education funds, which are not guaranteed. After a certain period of time, children's accident insurance is added, and WeChat is supported to deposit at any time, but the withdrawal period is all children's adulthood.

Special fund is special. A special account should be set up for children's education, just as a personal pension account is used for retirement planning; The housing accumulation fund account is used in the housing purchase planning, and only in this way can it be used for special purposes.

There is no time elasticity. Children will go to school when they reach a certain age (for example, they will go to primary school at the age of 7, and they will go to college at the age of 18), and they cannot be postponed because of insufficient tuition fees.