—————————————————————————————————————————————————————————————————————————————————————————— Report on research-based learning.
Lucky money is a typical carrier for China people to attach importance to etiquette and friendship. During the Spring Festival, in a festive atmosphere, elders kowtow to their elders to show their respect and blessings, while elders give them more or less lucky money to show their concern and love. By sorting out the information, we think that today's lucky money can really trigger people's analysis from all angles.
(A) the origin of the era of urgency
The custom of lucky money, accompanied by the Spring Festival, has a history of more than 2000 years. It was originally aimed at "suppressing evil and promoting good and maintaining peace". Legend has it that there was a little demon named Chong in ancient times. When he was 30 years old, he often touched his child's forehead, causing him to get hot and sick. For the safety of children, people put coins under the feet of beds or pillows with colored ropes to "suppress evil spirits". The coins used at the beginning were not universal coins. Later, it was gradually changed into a negotiable coin. When they are "precious" and close to money, they become lucky money. Giving children a string of lucky money on New Year's Eve is a blessing and expectation of the elders to the younger generation, from which the younger generation gets a disposable sum of money, which adds to the excitement and joy of the New Year. Lu Xun has such a childhood memory: "The happiest time of the year is naturally New Year's Eve. After I resigned, I got lucky money from my elders, wrapped it in red paper and put it on my pillow. I can use it at will as long as I stay overnight. " The Qing dynasty also wrote a poem about "lucky money": "One hundred yuan grows on the colored line, and then I will collect it from my pillow, discuss firecrackers and bamboo flute, which will keep Joule busy all night."
The lucky money has evolved from the function of killing evil spirits to a new year gift for children. Because it is only a few copper coins, it is still a symbolic gift, and the traditional gift-giving concept of "courtesy is lighter than public opinion" is the focus of our country. Later, with the development of society, the lucky money changed from copper coins to paper money, from small paper money to large paper money, and the weight of "money" became heavier and heavier. In recent years, some children can get thousands of lucky money in a Spring Festival. With so much money, Lu Xun's expectation of buying a "clay figurine sugar bodhisattva with drums, knives and guns" is far from being eliminated. "Talking about firecrackers and bamboo flute" doesn't need its change. The lucky money has gradually changed here, and the gold content of money is more and more beyond the gold content of family. Is this normal development or abnormal alienation? It is worth discussing by folklorists.
Some people change course and put forward such a new view: on the one hand, the standard of lucky money for younger generations is lowered, and lucky money is also a symbolic gift; On the other hand, giving lucky money to the older generation with little income now adds the meaning of respecting the elderly to the child-friendly lucky money, so that the lucky money not only reflects the affection of "father's love", but also flows with the affection of "filial piety". In my opinion, this will help to correct the social malpractice of "loving the young and not respecting the old" and meet the needs of the healthy development of modern society.
Lucky money, like other holiday customs, is an endless river. With the changes of the times and the advancement of the years, it is bound to be passed down in change and developed in inheritance. However, development and change are getting better and worse. We should stop bad changes and make way for good ones.
(2) Give lucky money to people born in the 1970s.
In the summer of 70, I was born in a small mountain village in Yimeng Mountain area. My grandfather, who prefers boys to girls, doesn't welcome me very much and often looks at me coldly. On the contrary, my grandmother never abandoned me, so I stayed in their house for twelve years.
The first time I got the lucky money, it was given by my grandmother. On the morning of the Spring Festival when I was eight years old, she gave me fifty cents, saying it was lucky money, saying that if I had money, I would grow fast, go to college and make a fortune. Grandpa also conveniently gave me five cents: this is from grandpa. He even calculated an account for me: "Fifty cents is a lot of money. If you buy two pieces of sugar for a penny, you can buy 1 10 for 55 cents! " "wow! Too big! " For me who can only wear new clothes and eat sugar during the Spring Festival, how long does it take to eat 1 10 candy? ! I am so excited. "So, don't lose it, don't put anything in this pocket." I kept answering, and then followed the older children to pay a New Year call. I put my hand in my pocket all the way, for fear that the lucky money would accidentally fly away. People give me sugar and peanuts, so I put them in other small pockets. When I can't carry it, my elders let me put it in a big pocket. I shook my head and grabbed my pocket. I really refused, but I blushed and said, "I have lucky money here." "oh! I see! " Amid all the teasing, I still didn't pretend anything. In the evening, after a hard day, I finally went home. My grandmother quickly rummaged through my pockets. "Where is the money? Still there? " "Of course!" Only then did I realize that the original 55 cents had to be paid back. My grandmother said that this money can buy a lot of salt! Hey! That 1 10 candy finally flew. If I had known this, I might as well put two more sweets! Seeing my disappointment, grandma gave me another 5 cents.
The future lucky money will change every year, two yuan, five yuan and twenty yuan. Slowly, the adults no longer get my lucky money back. With the life getting better and better, there are more and more lucky money, and the age is getting older and older, but the feeling of lucky money is getting weaker and weaker, and I am no longer as excited and nervous as when I first loaded 55 cents.
Now, my son has also received lucky money from his elders. He doesn't lack anything, and he doesn't care much about lucky money. He is not excited at all when he receives one or two hundred lucky money, and he often struggles whether to accept it or not. I have always advised my son to accept it, because it is not only money, but also represents the love and blessing of the previous generation.
I once told my son the story of 55 cents lucky money. Who expected him to ask me in surprise: "Why are you so stingy?" Even get a piece of bubble gum back? Then why are you so nice? A penny can buy two pieces of sugar! "Seeing his childish face, I had to give up the idea of educating him. Maybe he is too young, maybe those years are too old. " Flowers are similar year after year, and people are different year after year "is the only poem by Liu Xiyi, which can best sum up my mood at this time.
(C) the most meaningful consumption of lucky money
Since the hotline was opened, more and more poor children have felt love and warmth from it. During the Spring Festival, love remains the same, and the love hotline once again sent touching stories. At noon yesterday, an 8-year-old boy called the hotline to help students in winter. He wants to donate all the lucky money he received during the New Year to poor children who are out of school and give his love. The child's name is Zhang, and he is 8 years old. He is in Grade Two of Yangzi No.3 Primary School. Zhang told reporters in a tender voice on the phone that he received 200 yuan lucky money from his elders during the Spring Festival this year. He thought he would "hand it over" to his parents, but they let him do whatever he wants. Zhang was very excited when he had so much money at his disposal for the first time, but how to spend it became his problem again. Zhang remembered listening to grandma tell him about some unfortunate experiences of poor children who were out of school. Many children his age can't afford to go to school because they have no money at home. Compassionate Zhang decided to donate all the lucky money from 200 yuan to poor students to show his love.
Zhang told his parents his thoughts and immediately got their encouragement and support. They told Zhang that they could help him find a suitable donor through the newspaper's winter student hotline. Zhang's mother, Ms. Wang, told reporters that when they heard the child's decision, they were surprised and happy. I really didn't expect children to think so far, which made them proud as parents.
Parental expectations
Children are happiest after the Spring Festival. Their pockets are full of lucky money again. With the improvement of living standards, children get more and more lucky money. How to "lucky money" has become an annoying topic for parents. Sensible children will buy books in bookstores under the leadership of their parents to increase their knowledge; And a little naive children will buy piles of toys, waste them, and some will bring safety problems.
Some new tricks have also appeared this year. Many parents and elders have changed to send their children "year-old books". The book has its own golden house, which also reflects the expectations of the elders for their children. That's a good idea.
What parents really want is that their children can grow up in the joy of the Spring Festival.
(5) Whose waist is bent by the lucky money?
With the arrival of the fifteenth day of the first month, the Spring Festival is drawing to a close, and people can fully appreciate the "happiness" of consumption through visiting relatives and friends, "reunion dinner" and "lucky money". With the improvement of people's living standards, the "established" practice of giving lucky money is also "rising". Give less is stingy, give more is no money. Originally a sign of goodwill and good luck, it has now become a psychological burden for people during the Spring Festival. How do children face the increasing lucky money year by year? It is inevitable that the "starting price" will increase year by year. Children are most looking forward to receiving lucky money in the New Year, but adults are a little "aesthetic fatigue" about lucky money.
10 years ago,1The lucky money in 0 yuan and 20 yuan was a lot. Three or four years ago, the "starting price" of lucky money was mentioned in 50 yuan, but this year's red envelopes are hard to see tickets other than red.
Looking at the children with thick red envelopes, 100 yuan began to look shabby. Xiao Wu, who had just left school, wanted to show her nieces and nephews presents. Everyone received a red envelope from 200 yuan. I didn't expect that he had just handed out the year-end award and there was not much left. Xiao Wu is glad that there are not many children at home, otherwise the salary and bonus will be hollowed out.
Ms. Liu, who works in a foreign company, said: "When I took out a red envelope of 100 yuan last Spring Festival, I found that the red envelope issued by my relatives and friends was thicker than my own, and my husband also blamed me for being stingy and shameful. This year, I can only follow the crowd, and my teeth will rise to 200 yuan, and I may be in 300 yuan next year. If this continues, I will' collapse' sooner or later. " During the Spring Festival this year, she gave filial piety to both parents 1000 yuan, and gave lucky money to several relatives and children ranging from 200 yuan to 500 yuan, so the human consumption during the Spring Festival reached more than 4,000 yuan.
Ms. Wang said that she would send one or two thousand yuan of lucky money every year. "Now it's not the same as when we were young. There used to be more lucky money of five yuan. Which red envelope is not two or three hundred now? " There are many children in our family, and the money for the New Year is spent every year. "
Tradition will also change because of the Chinese New Year, and the custom of elders giving lucky money to younger generations is still prevalent. Friends and colleagues will also give other people's children more or less lucky money in the first month. Lucky money conveys affection and friendship, ties childlike innocence, reflects the love of elders, cultivates filial piety of younger generations, and makes this year more substantial and humane. Mr. Wang, who works in a state-owned enterprise, said that with the improvement of people's living standards, the amount of lucky money ranges from tens, hundreds to thousands, which is really unbearable for wage earners of laid-off workers. Money and material components are more, but emotional components are less. The lucky money lacks the affection of the past, and the lucky money is somewhat stale.
Lucky money seems easy to come by, but children's lucky money is mostly their parents' hard money, and parents often have to pay others' debt of gratitude, which has almost become the exchange rule of lucky money phenomenon. In the past, the lucky money arrived and everyone was poor. It's just a festive atmosphere, and the people who give it and take it are very happy. Now the lucky money has gone bad, and the amount of the lucky money is increasing year by year. Even if you can't get dozens of dollars, you can use 100 dollars as the unit. Unbearable, some people judge the relatives and friends by the amount of lucky money they give. Originally, New Year's Day was a pleasant place, which made them feel unhappy and spent money to find a life. Some people use lucky money to show their deep pockets, some parents don't guide their children to use it, and adults' money worship psychology makes their children compare with it, which makes some people distort this traditional custom and violate its original connotation.
(6) Who will keep the lucky money cheese?
Who has the right to control the lucky money?
The typical "sequela" brought by lucky money is the psychological burden of parents: if they give lucky money to their children, parents worry that their children will have no self-control ability, spend money indiscriminately and worry that their children will be unhappy. This is because parents have no confidence in their children's financial ability. China's financial education shows its embarrassment in front of the lucky money.
At present, most children in China lack financial awareness. In Hohhot, Inner Mongolia Autonomous Region, Chloe Wang, a senior two student, received more than 3,000 yuan of lucky money for the New Year, and spent it all in an Internet cafe in a few days. The reason why he spends money so quickly is simple: "money is too easy."
The child said: the lucky money was given to me by my grandparents, uncles and aunts, and my parents have no right to make decisions for me.
Mom and Dad said: Son, you don't understand my heart. Giving children all the lucky money to worry about is often counterproductive, because children have a strong sense of autonomy, but their self-management ability is limited. It is cruel to let the lucky money pass through the children's hands, and parents will confiscate all the lucky money whether the children like it or not.
Some parents suggested that the money can be managed by parents and children together. Besides keeping a proper amount of lucky money for their own management, the rest can be set up as an account for their children. This can not only enhance the feelings with children, but also let children learn how to manage money. Make it clear to the children that part of the lucky money is given by elders or grandparents, and the other part is given by parents' relatives and friends. Parents should also give it to their children in the same or different ways. Understand this truth, how to use and dispose of lucky money is easy.
"If the child agrees, part of it can be used to pay tuition fees, book fees and various miscellaneous fees, and the other part can be owned by the child. Use lucky money to buy things you usually like, such as clothes, decorations, music videos and some snacks you like. The rest of the money can also be collected with classmates. " Some parents said that, of course, if children go to junior high school or high school and have independent ability, parents should not interfere too much, which can not only prevent children from losing lucky money or developing bad habits of spending money indiscriminately, but also cultivate children's hobbies and help them learn.
However, there are also phenomena worthy of parents' attention in children's consumption. If some give gifts to teachers and class cadres with lucky money, or invite students to restaurants to eat and drink, several seven-or eight-year-old children in Shenzhen treat them with lucky money, and a table of rice costs more than 2,000 yuan. Older children also buy flowers for their girlfriends as gifts. Some also soak in karaoke bars and dance halls, soak in internet cafes to play games all night, and buy high-end clothes to keep up with the competition. Lucky money has brought some negative effects that can't be ignored, which makes us have to pay attention to the children's world.
(7) Financial experts' suggestions
Parents should start with cultivating their children's interest in financial management, and create an opportunity and environment for their children to learn and practice financial management by making them "masters of their own affairs".
After receiving the lucky money, parents can take their children to the bank to open a current settlement account in the name of their children. If children deposit and withdraw money frequently, they can also apply for a bank card that matches the passbook. Parents can take the opportunity to teach their children some common sense of financial management.
The most appropriate way to help children choose financial management methods to manage lucky money is education savings. Depositors may, according to their own situation and the total amount of deposits determined, agree with the bank to deposit the specified amount twice or more. In addition, compared with other varieties, educational savings have some advantages: one is preferential interest rates, and the other is exemption from interest income tax.
It is also wise to buy insurance for children with lucky money, which will provide certain protection for children's health, further education, employment and old-age care. Around the Spring Festival, the sales season of children's insurance is the peak season of various insurance companies. Some insurance companies will also launch some marketing preferential activities, and the available insurance varieties are relatively rich.
In addition, lucky money can also be used to buy stamps, commemorative coins, calligraphy and painting and other items with artistic appreciation and collection value for children. This can not only cultivate children's interest in humanities and arts, but also realize higher income than ordinary investment when children grow up.
Let children learn to spend scientifically. If your child has gone to school, you can "delegate power" and give him some lucky money to take care of. At the same time, guide him to make a simple consumption plan, set up a small account book, understand the common sense of shopping around, encourage him to buy school supplies and extracurricular books according to his own needs, or discuss with his children to pay for tuition and books with lucky money, so that he can be encouraged from "self-reliance".
In addition, children can be educated to buy holiday gifts or birthday gifts for grandparents with lucky money. It doesn't matter how much they spend. The key is to increase affection and cultivate children's filial piety.
Our point of view:
1, the lucky money can't be impulsive, it's almost spent.
If the denomination is not large, parents should give us the right to use it.
3. If you get lucky money, you can take out a part to the old people who love you and give it to the old people.
4. Buy yourself some good books. Parents can suggest but can't interfere with our choices, because our preferences are different.
5. Leave some space for yourself to imagine consumption.
6. Use this money to do at least one good thing.
Supervise each other with good friends, and have no money to do things that should not be done.