1, senior high school education fund

2. University education grant

3. Expired survival fund

In addition, there are death insurance, premium exemption clauses and Medicaid.

For example, the basic insurance amount set by the insured talents is 50,000 yuan.

1, high school education fund 15, 16, 17 years old, and receive 20% of the basic insurance amount every year, with an annual income of 10000 yuan.

2. When the children 18, 19, 20, 2 1 one year old, the university education subsidy is 40% of the basic insurance amount every year, and it is 20,000 yuan per year (18 year old can also be received in one lump sum, but less than the annual payment).

3. When the child reaches the age of 26 and receives the basic insurance amount of 50,000 yuan, the contract is terminated.

If the insured dies during the performance of the contract, the higher of the insurance premium or the cash value at the time of performance of the contract will be refunded.

The more basic payment, the greater the basic insurance amount.

The following two clauses are additional risks:

If the insured dies and is totally disabled during the performance of the contract, there is no need to pay the remaining premium, and the contract continues to be valid.

In addition, during the insurance period, if the child is accidentally injured, the balance that is not reimbursed by medical insurance will be reimbursed 100 yuan every year.