People often say: "Parents are the first teachers of children." Children's conduct and good habits are closely related to family education. Tolstoy once said: "All education, or 99.9% education, comes down to the example and perfection of parents' own life. "So how do parents cultivate their children's hardworking and simple character in the family? Let me say three things: First of all, parents should set an example and be diligent in managing their families. My husband and I are both rural children. After studying hard, we have taken root in the city, so we have always maintained the habit of thrift in our lives. We don't choose famous brands for our clothes, and we don't wear gold and silver. When we eat out, we try to eat as much as possible and take the rest home. Perhaps because of our influence, our son seldom asks too much of us in life. Other children often let their parents take them to KFC as labor force to sell, ranging from dozens to hundreds. My children seldom make such a request. I remember when I was in a big class in kindergarten, the teacher held activities to take him to sell as labor. Call Sunday when you come back, saying there are gifts there. He cried when I disagreed. I ignored him, and when he cried enough, I told him it was foreign garbage, which was not good for his health. Foreigners stop eating and come to China to earn money from China, which is expensive and uneconomical. The child seems to understand, but don't make trouble. My children have no requirements for clothes. Adults wear whatever they buy. I also choose cotton, which is comfortable to buy, and I don't necessarily buy brand clothes. Even if I buy brand clothes, I don't emphasize its value. I also advocate that he keep the old clothes that he can't wear for his relatives in the countryside. Secondly, parents should tell their children about their family income and expenditure plans and seek their opinions appropriately. Some parents may think that this is an adult's business, and there is no need to tell him that the child is not sensible. In fact, this is a good way to cultivate children's sense of responsibility and economic awareness, so that children can mature early and learn to be masters of their own affairs. Most of our family are working-class, so it is not easy to make money, but why do so many children spend money without cherishing it? This is because children don't know that your money is hard-won, so there is no concept of saving. Many parents love their children very much, thinking that as long as they meet their requirements and provide them with the best living and learning conditions, they love them, and then after meeting their children's excessive requirements again and again, they secretly scrimp and save, but the children are completely ignorant. I think if a child puts forward demands beyond the family's financial ability, our parents can tell him about the family's financial situation and family expenditure plan, and point out that the consequence of this luxury is that the family will be financially nervous next month. I think that if a child can't understand and accept it once or twice, there will always be a time to understand, and gradually the child's frugal, hardworking and simple character will be formed. Thirdly, we should effectively educate children to spend money in a planned way and educate them with typical examples. Children nowadays are not short of pocket money. Grandpa, grandma, uncle, aunt and even relatives and friends will give red envelopes during the Chinese New Year holiday, which is a lot of figures year after year. How to treat children's New Year red envelopes? Many parents didn't handle this matter well, but let their children spend all their money without a plan and destination, and at the same time formed their extravagant and wasteful character. From the time the child knew how to ask for money, I asked him to give the Chinese New Year red envelope to an adult for management and told him that you were too young to manage money. After consulting with him, we deposit the money in the bank and then tell him the amount in the passbook every year. Looking at more and more figures, the little guy felt so fulfilled that he took the initiative to save his pocket money in the piggy bank. It is precisely because of the change in the concept of thrift that I don't have to worry about children spending money indiscriminately. He never takes money to buy things without the permission of adults. When he needs money, he will definitely explain the reasons. I will satisfy him if it is reasonable, and I will explain to him why it is unreasonable. In addition to teaching children how to plan their own money, we can also tell them examples of how people thrived and worked hard in the past hard years, and take them to rural families with difficult conditions to feel on the spot, so that they can know that a good life was not available from the beginning, but was obtained through hard struggle. We should cherish the present days and continue to carry forward the traditional virtues of hard work and plain living. This is my immature view for your reference.