Xiao Nuo answer:

Hello!

As a special type of children's insurance, various insurance companies currently provide professional children's education insurance products. Judging from the guarantee period of specific insurance products, education insurance benefits are mainly divided into life-long and non-life-long types.

1. Non-lifelong education insurance is generally in kind? Earmarking? A-type educational gold products. In other words, the return of insurance money depends entirely on the children's education stage. Usually, every year, the funds will be returned at two important time nodes: children entering high school and college, and then a lump sum of money will be returned at the stage of children's college graduation or entrepreneurship to help children get a stable financial support at every important stage of education.

Second, lifelong education insurance usually takes into account the changes in a person's life and is returned every few years to take care of the children's lives. Children can be used as education funds when they are young, and can be converted into pensions when they are old, sharing the long-term operating results of insurance companies and ensuring the inheritance of family wealth.