If you are sure that you have certain protection and simply want to save an education fund, then your choice can not be limited to insurance products.

For example, some fixed investment projects of the fund can be referenced as long as they have the function of compulsory savings.

Of course, you can also choose some insurance wealth management products, you can not pay much attention to the protection function, and choose some dividend-paying products with quick return or universal products for children.

When planning insurance products, we can pay attention to the functions of saving and financial management as much as possible. After all, it is guaranteed. In this way, the premium will be more inclined to the saving function.

Recommended: Ping An Wisdom Star, Ping An Century Tianjiao, etc.

The specific suggestions for insuring children are as follows:

1. To buy insurance for children, we must first consider whether adults have enough protection, and don't put the cart before the horse.

2. Don't ignore local insurance policies, such as whether there is medical security for the old and the young.

2. Children's insurance, and then talk about education funds on the basis of security.

3. In terms of security, accidents, serious illness and medical care must be considered.

There are three kinds of children's insurance in the market: dividend-sharing, universal and investment-linked. It is recommended to choose the first two.

5, insurance planning, do what you can, don't be divorced from the actual affordability, it is not insurance. It is best to solve whatever can be solved. Don't pursue one-step solution, solve it step by step.

6. Remember the additional exemption! !

6. It is unrealistic to buy insurance for children. Don't make too much preparations and plan your life. Treat it rationally and do what you can. You can set short-term, medium-term and long-term financial goals, but don't pursue perfection, reverse the order, and waste money.

7. It is very important to clearly understand the above requirements and rules, and then choose a qualified agent. It is also important to choose an insurance company.

8. I am the agent of Ping An, and I personally recommend paying attention to insurance: Ping An Wisdom Star universal insurance for children.

It is suggested to communicate with the agent in detail and verify it in many ways. After all, face-to-face communication is the most practical and effective way.

If necessary, you can also call the customer service phone of the insurance company for verification.

Good wishes!