1, the order of insurance is generally: accidental medical treatment, education for serious illness, and pension (investment and financial management).

2. Annual premium expenditure 10- 20% of annual income.

3, not necessarily a one-time purchase, accident insurance can be bought by the whole family, and the rest depends on the economic conditions, first buy it for the family, and then gradually improve it.

Precautions:

(1) Buy medical health first and then insurance. Health can ensure that customers have everything.

(2) Buying insurance pays less attention to words than contracts. Life insurance is generally a medium-and long-term contract. If you buy it, it will become a lifelong happiness, otherwise it will have a great impact.

(3) Insurance products need to have the function of maintaining and increasing value. With the improvement of living standards, inflation must be curbed.

(4) to buy insurance, we must first protect the head of the family. If the main wealth creator in the family is not guaranteed, what is the premium? Living expenses? Family expenses are not guaranteed.