Medical care is not free, so you need to pay medical insurance. At the income end, the less medical insurance is paid. Education in public schools is free, but not in private schools. In the United States, some disciplines are very profitable and expensive to set up, such as medicine, law, finance and civil engineering. Ordinary public schools cannot afford these courses, and almost all universities in the United States are losing money. Even if California Institute of Technology and Berkeley set up a master's degree in medicine, it is still charged, which is a little cheaper than private ones, about 200,000 in three years. Therefore, if you study some more profitable departments, you need a loan. Many students gave up scholarships in archaeology, philosophy and economics last year and borrowed money from medical schools because doctors' salaries were high. Of course, your parents saved a teaching fund for you, so you don't need a loan.

Harvard spends $5 billion a year, and there are only 65,438+7,000 undergraduates and postgraduates. The tuition fee per person per year is 6 dollars, which is about 10 billion dollars, and the remaining 3 billion dollars must be found by the school itself. With a teaching fund of $30 billion, alumni donations have exceeded 100 years, with an annual appreciation of about 8- 12%. It is the richest university in the world, but it is not profitable. We always satirize why it gives priority to those students whose names are rich and powerful, such as DuPont and Rockefeller, and just get low marks. Because this university is funded by the richest people in America.

American higher education is very expensive.