If you buy the right product, it is naturally good, because the education fund has a high safety factor, a low risk index and a relatively fixed income. However, education funds also have the disadvantage of poor liquidity, and the income of education funds is generally low.

If you don't know whether it is necessary to buy education fund, you can read this article: Is it necessary to buy education fund insurance? 》

A good education fund should achieve a higher booking interest rate to match the education gap.

As the name implies, the education fund is an education fund for children's future study. At the same time, it is also a kind of financial insurance. Its advantages are:

① Education fund is relatively safe with low risk.

(2) The income from education funds is stable.

However, the education grant also has some disadvantages:

(1) The income is low. The scheduled income is as high as 3~4%, and the education fund fails to make much money;

② Poor liquidity. Education funds have been paid on time every year for more than ten years.

If you are not sure about the income of the education fund, I suggest you read this article: "If you are not sure about the income of the education fund annuity insurance, don't buy it blindly! 》

What are the advantages of a worthwhile education fund? Now listen to me ~

① The predetermined interest rate is higher.

Buying education funds can not only increase the value of current funds, but also protect children's future education. The higher the predetermined interest rate of products, the higher the actual rate of return. If you want to increase the rate of return, you can choose to make a one-time delivery earlier.

② Matching the education gap

The time before the education grant is agreed coincides with the period of high education cost.

For example, if you want to start collecting money when your child goes to college, then choose the short-term education fund to ensure that your child goes to college.

If you want to know which education funds in the market are worth buying? I suggest you read this message before purchasing rationally: "Evaluation of 8 education funds with the highest rate of return in 2020! 》

Write it at the end

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