A symposium is an interview with a small group of interviewees by a well-trained host in an unstructured and natural way. The following is my wonderful speech at the forum of young employees of the bank, which I prepared for you. Please refer to it and hope it will help you.
1 As we know, e-banking has exerted a subtle influence on our lives and has gradually become an indispensable "pocket treasure" for the new generation of young people. Why did banks promote Internet finance so vigorously this year? It is also because the channel of e-banking has been deeply rooted in people's hearts. It has penetrated into all walks of life and is closely related to the beginning of our life, and will dominate the future needs of customers and master their dependence. So what does finance look like? Steady, atmospheric and connotative. What is the Internet like? The internet is so capricious, lively and charming. When these two things meet, many stories will happen, just like a movie called Beijing meets Seattle. Today, we want to make the internet finance spark of online banking bloom among the young people of ICBC.
We say that internet finance has brought us many changes, because the market has changed, because customers have changed, and because competitors have changed, so we have to change. The whole electronic bank is undergoing a change. We are transforming from channel to platform. Originally, we were engaged in online banking, mobile banking, WeChat banking and telephone banking. Now we are engaged in direct banking platform and open online banking platform. The reason why we need to promote our e-banking more and more is simple, because our banks need to be at the forefront of the times, reduce costs and bind customers. But the most important thing is the urgent needs of customers, who need fast-food convenience. Customers are more and more lazy, more and more afraid of trouble, and the service requirements are getting higher and higher. Nowadays, the constant way to change is to change, and change from now on!
Customers are changing, and the mode of customer interaction is also changing. At first, we talked that heaven and earth are still our neighbors, but now we really realize that heaven and earth are still our neighbors. Everyone can form a community through social networks, but sometimes it may be close at hand. Many family members are together, probably watching their mobile phones. Have we found that customers nowadays regard themselves as gods more and more, like to look down at the screen of mobile phones, are tired of waiting, habitually talk about complaints, and have higher and higher requirements for service quality. Electronic banking can greatly reduce the intensity and pressure of counter work. When we market an e-banking service and do a good job in the follow-up teaching service, some insignificant small businesses of this customer will not enter the counter in the future. When the account manager can deeply maintain this account, small indicators such as precious metals, funds, installment payment and various intermediary businesses can arrive as scheduled. If everyone feels that the work intensity is high, then start marketing e-banking. If you feel stressed at work, start marketing e-banking.
The competitors have changed. It's not just like being in Guilin. In a few years, more banks will settle in and carve up our big cake. Now it is a cooperative relationship with us, and now it has become a competitive relationship. The way of competition is different from our original way. This leads to the so-called e-banking thinking, which uses the Internet to do things. E-banking and Internet really provide us with a new perspective, a new thinking dimension and a new marketing method. Therefore, the promotion of e-banking is imperative.
The development of electronic banking in China will be a protracted war. Major banks have also begun to seize the hidden big cake of e-banking, but we need to activate our potential customer base. We need to slowly implant the "blue chip" of e-banking into customers' minds, and then use the so-called network multiplication effect. For example, if we eat jiaozi together, the more we eat, the more we eat. The most obvious example is WeChat. The more people use it, the more people love it.
Young employees are the main force to promote e-banking. I would like to take this opportunity to put forward some expectations for our young employees:
1. First of all, I hope that young employees of ICBC can be very familiar with our e-banking products and communicate more, so that the e-banking department can send teachers to your door and be a strong backup force for everyone.
Besides, I hope the young employees of ICBC will like our electronic banking products. Only by loving your own products can customers feel that it is not marketing, but that they feel the same.
3. It is expected that young employees of ICBC can be seen in all channels such as "online+offline", "channel+real-time" and "multi-scenario application". Young employees are like sponges and have a strong understanding of new things. Everyone should learn more, grasp the development achievements of cutting-edge information technology, be more sensitive to customer experience, be good at making suggestions, take building a platform strategy as the traction, focus on intelligent financial services, and pay equal attention to online and offline.
Finally, under the fast-paced "new normal" driven by e-banking, we expect our young employees to devote themselves to practice, achieve life through hard and solid struggle, constantly create new work achievements, and constantly write gorgeous chapters in life.
Wonderful speech at the symposium of young bank employees II. Students and comrades:
It's a great pleasure to attend the symposium of 20XX recruit training class and meet with you. On behalf of the provincial party Committee, I would like to warmly welcome you to join the work of China Construction Bank and become a member of the family of provincial branches of China Construction Bank. The Party Committee of the branch was very enthusiastic about the induction training for new employees, and the Party Secretary and President Niu Jiaxin approved the training arrangement. President Niu couldn't communicate with you at the working meeting of the head office this time, so he entrusted me to come and talk with you. I was very pleased to hear the conversation between outstanding young people and new employees just now. Your speech is very insightful, thinking and discussing the innovation, team, development prospect and personal career development of our bank from different angles, and putting forward good suggestions and opinions. I was also deeply inspired after listening to it. From you, I see the vitality, the development momentum and the future and expectation of Shaanxi Branch. I sincerely hope that you can change the protagonist as soon as possible, closely link your personal career development with the development of CCB, and create fresh blood for the reform and development of CCB.
The Human Resources Department organized a one-week induction training in the Armed Police School. Special lectures, video teaching, interactive drills, discussions and exchanges, on-site experience and field visits. , providing information about CCB's history, present situation and prospect, main scenes, service etiquette and so on. It is necessary for new employees to help them understand CCB and get familiar with CCB as soon as possible. Carefully arranged outward bound training has cultivated everyone's sense of cooperation and team enterprising spirit, achieved the goal of "stimulating individual potential and smelting team wisdom", and improved everyone's sense of identity and belonging to CCB. During the training period, everyone can observe discipline, study, think hard and train well, which embodies the enterprising spirit of contemporary youth.
Everyone knows from different sources. In recent years, with the support of the Party and the State Council, China Construction Bank has carried out reforms, deepened its system reform, strengthened its internal governance structure, strengthened risk control and introduced strategic investors. It took the lead in the shareholding system reform among the four major state-owned banks, and listed in Hong Kong on June 27th, 20XX, setting a number of new records in Hong Kong's capital market. 60xx 19 10/9, at the awarding ceremony of Treasury, the most authoritative magazine in Asia, the Bank won seven awards, including the Best Domestic Bank Award, the Best Transaction Award, the Best Initial Public Offering Award, the Best Equity Award and the Best Issuer Award, thus creating treasury. In June, in the ranking of 100 banks organized by the latest authoritative global financial magazine Banker, China Construction Bank topped the list with four advantages: comprehensive competitiveness, marketing, risk control and profitability. On July 12, Fortune magazine published the list of "Top 500 in the World" in 20XX, and the ranking of China Construction Bank rose from 3 15 to 277. The awards and achievements illustrate the richness of CCB's shareholding system reform, and reflect the profound foundation and strong strength of CCB.
After the baptism of the shareholding system reform, the comprehensive strength of Shaanxi Branch has also been improved. The strategic vision of the head office of the Party Committee of Shaanxi Branch is to "seize the development opportunity of a big energy province, standardize its operation, operate steadily, and be the most competitive bank with the best quality and benefit in the region". Strategy, made a three-year plan. Under the leadership of the Party Committee of the branch, the whole bank will work together with Qi Xin for common development. In the first half of this year, the bank's deposit balance reached 87.8 billion yuan, an increase of 654.38+0.32 billion yuan compared with the beginning of the year, and the bank's assessment profit was 865.438+0.8 billion yuan, an increase of 654.38+265.438+0 billion yuan compared with the same period last year. The index is historic and is in the forefront of the same industry system in the province. Facts have proved that it is a progressive bank and a developing bank. Of course, objectively speaking, the shareholding system reform is a long process, which cannot be achieved overnight, and there is still a gap from excellent commercial banks. Great changes have taken place in the system and mechanism of China Construction Bank, and fierce market competition has put forward higher requirements for its core skills and management. There are challenges in opportunities and opportunities in challenges. In the final analysis, competition is the competition of talents. To build a modern commercial bank with international competitiveness, it is necessary to introduce and train talents, increase the training and use of talents and improve the quality of the team. Building a high-quality talent team is the need of the shareholding system reform, the long-term development after the shareholding system reform, and the need to build the core competitiveness of banks.
China Construction Bank, which has been transformed into a joint-stock system, is in the forefront of enterprises and is moving towards a first-class modern joint-stock commercial bank. Your arrival has injected fresh blood and added new strength to our bank. First, you should be proud and cherish that you can work in China Construction Bank and enter the world's top 500 enterprises. On the other hand, the head office's strategic vision of "providing the best service for customers, the greatest value for shareholders and the best development opportunities for employees" is that you will work hard for your chosen career and your career will make you successful. You are the future and expectation of China Construction Bank. When you are about to start a new job, I will ask you a few questions:
First, strengthen your faith and be an ambitious young man.
Dreams and beliefs are the spiritual pillar and power source of life. Russian writer Tolstoy said: "Dreams are the guiding lights. Dreams are a firm direction; Direction, live. " People should have dreams to inspire and beliefs to support. Young people aim high, and everyone has a perfect vision for the future, hoping to make great achievements and develop. This is a characteristic of young people. However, every era has a historical mission. Only by putting the themes of struggle together can young people display their talents and serve the society. Dreams and work are like two oars in a boat. Only by exerting strength can we reach the other side of our dreams. The future and expectation of CCB, each of you has designed a grand blueprint for your future, but your personal dreams and ambitions can only be truly integrated with the strategic stage of CCB and the historical mission of CCB's reform and development. The reform of China Construction Bank is a long-term and long-term process. In deepening the reform, it will definitely involve interests, but it will help protect the long-term interests of most employees of China Construction Bank, the main body of the reform. The policy of deepening reform of state-owned joint-stock commercial banks is clearer, and the strategic vision of bank reform and development is clearer. In this regard, I hope that everyone will clearly understand the benefits, environmental advantages and nature of deepening reform, strengthen their ideological beliefs, consciously undertake the mission entrusted to young people by the times, and integrate personal struggle into the practice of CCB's entrepreneurship. It is necessary to strengthen the sense of ownership, consciously support the reform, reform and re-reform of CCB, grasp the direction of entrepreneurship and success, and do not disgrace the trust and mission. In the face of paying, we should accumulate capital and enrich it; Face expectations, face the future and be bold. Measure the ego by the ego and the individual by the whole. I am older and less personal. I stand in the whole line to understand, look at and solve problems. Be sure to remember this.
Second, diligent and dedicated employees.
Today's society is developing into an information and economic globalization society. Financial varieties bring forth the old and bring forth the new, financial means change with each passing day, and market competition is becoming increasingly fierce, which puts forward new and higher requirements for students. "My life is limited, but so is my knowledge." Young people are in the golden age of learning, and learning is the most urgent task and lifelong pursuit. Cherish time like gold, seize the day, persevere, and let the habit of learning accompany you all your life. "Knowledge is fate, and learning makes the future". With knowledge, you have confidence; Only when you have the ability can you have a stage; With wisdom, there is a way; Only when there is performance can there be status; Perseverance and talent. With the advent of the era of knowledge economy, science and technology are changing with each passing day, which makes knowledge depreciate rapidly. First, having a diploma does not mean having, having a degree does not mean having knowledge, and being qualified does not mean having skills. Knowledge should be constantly learned and updated. I look forward to reading more good books, making more friends and doing more work.
Everyone here has a high degree, a good major and a high starting point. But after all, what we learned in school is all book knowledge, which is far from the requirements of work. It is necessary to study the most urgent task, the breadth and depth of research, learn modern science and technology and cultural knowledge to the maximum extent, boldly absorb all advanced human science and technology and management experience, pay attention to tracking the trend and trend of knowledge innovation, and strive to keep up with the world trend at the forefront of financial science, technology and cultural development. Reading is learning, using learning, and learning. I hope everyone will carry forward the theoretical and scientific style of study, apply what they have learned, closely combine book knowledge with social practice, knowledge and skills with moral cultivation, and study purposefully and effectively. It is necessary to adapt to the needs of economic and social development, identify the starting point and the level of success, and strive to build a team of high-quality talents urgently needed for the development of CCB.
You are going to work soon. Remember, every post is very important, especially comrades who want to work at the grassroots level. I want to say: gold always shines, but the seeds must be buried in the soil first. The division of labor in schools is different, and the types of work are higher. The work we are engaged in is only a point in CCB, but the history of CCB is only a point. You should know the meaning of the post and the responsibilities and tasks of the post. We should be caring and enterprising, grasp the direction of life, have a good understanding of the "three views"-values, world outlook and outlook on life, and have a clear mind on how to be a man. At present, it is a state-owned holding bank, with firm line, principles and policies, overall situation, effective service for development and wholehearted; To learn knowledge, we should not only learn finance, but also learn about finance. To understand management, you need to learn computer skills and be fluent in one or more foreign languages. Knowledge structure and practical experience are needed. Capture and absorb modern new knowledge, new information and new technology, and cultivate interdisciplinary talents. We should seize every opportunity to learn from every comrade in the team, from practice, from comrades in grass-roots banks and from foreign commercial banks, bit by bit. "Opportunities are always reserved for those who have opportunities", and the cause of CCB is unprecedented. The stage of CCB is that as long as everyone is practicing their posts, they will create useful talents for CCB.
Third, be diligent and pragmatic and be brave in innovation.
Strive to achieve great career and brilliant life. Any ambitious, down-to-earth all brilliant achievements and efforts. If young people want to have a perfect future, they must clearly realize the essence of being down-to-earth, diligent and pragmatic. We must make up our minds to struggle and never relax. We should always be energetic, high-spirited, conscientious and strive for perfection, and make extraordinary efforts to move forward to higher, farther and stronger posts. We should work hard, work hard, exercise hard, cultivate perseverance and perseverance, and make achievements worthy of ourselves and the times. We should consciously integrate into the group, start a business side by side, and overcome the difficulties and obstacles on the road of development with the infinite strength of the team. Practice has proved that it is a good exercise for new employees for college graduates to exercise at the grass-roots level this year, and they should persist in it for a long time in the future. It is easy to get rid of the exercise of grass-roots work, behind closed doors, on paper. Provincial branches and secondary branches in the selection of management positions and professional and technical positions, in principle, require practical experience in grass-roots branches. I hope you can have an enterprising spirit and good physical condition, be optimistic and rational when you meet, and show youthful vigor and vitality. We should practice hard, read books from thick to thin, and turn book knowledge into work skills as soon as possible. We should learn from grassroots comrades, learn from their development and learn from their own work skills. We should pay attention to the investigation and analysis ability of business scenarios, competition in the same industry and our own problems. We should be theoretical, be diligent in thinking, be brave in practice, and do more basic and pragmatic work, with valuable opinions and suggestions. We should pay attention to respecting and uniting with grassroots comrades, be modest and prudent, and guard against arrogance and rashness. I hope everyone can seize the opportunity, exercise their moral character, sentiment and people's behavior, start from small things, start from bit by bit, do their jobs well and make some achievements.
Young people are in their prime of life, with fast concept renewal, strong understanding, least conservative thinking and the most innovative potential. At this stage, the innovation of China Construction Bank is particularly important. Only by keeping pace with the times and pioneering and innovating can we promote the reform and development of China Construction Bank. The expectation of development lies in innovation, and the expectation of innovation lies in youth. We should keep up with the trend of the times, emancipate our minds, seek truth from facts, keep pace with the times, forge ahead, abandon outdated ideas and concepts, dare to take the lead in setting an example, take the road that our predecessors have never taken, and create the unfinished business of our predecessors. We should be brave in innovation, take the lead in innovation consciousness, carry forward the spirit of innovation and innovation, and strive to innovate in system, system, science and technology, products, sales channels and services. We should be good at innovation, combine enthusiasm with science, accumulate our exploration and strive for more innovation. We should combine innovation with our own work organically with the scientific spirit of post innovation, seeking truth from facts and the work style of hard struggle, and strive for progress in new posts. The cause of China Construction Bank is a cause of sustainable development, and the development of China Construction Bank in the new century cannot be separated from the youth. In a sense, if young people are prosperous, CCB will be prosperous; If young people are strong, CCB will be strong; If young people have expectations, China Construction Bank will have more expectations for future development. Everyone should have the confidence to be the first in the world, carry forward the sense of responsibility and pride of ownership, and make suggestions for the reform and development of CCB.
Fourth, be honest and self-disciplined, and be the pillar of both ability and political integrity.
Seeking knowledge and self-cultivation is an excellent cultural tradition of the nation. Good ideological and moral character, if you don't really dedicate what you have learned to the motherland and peace, it will be difficult to grow up. When I was young, I paid attention to ideological cultivation, emotional cultivation, seized the opportunity, made my thoughts and feelings, dealt with people, exercised my ability, and strived to establish a world outlook, outlook on life and values, which will have a long-term and great effect on my life's struggle and success. Young people should play an important role in the reform and development of China Construction Bank, have theoretical knowledge, noble sentiments and tenacious will, and strive to cultivate people with both ability and political integrity and develop. The value orientation, moral concept and cultural choice of different social groups at home and abroad are tending to be different, and people's ideology is also showing diversity and gender. With the development of market economy, banks are increasingly pushed to the position of economic stage, and finance is the core of modern economy. Bank employees are increasingly exposed to social aspects. Some people's dreams and beliefs are shaken, their aims and concepts are diluted, their minds are empty and their spirits are weak, they can't stand the erosion of decadent ideas, and even they abuse power for personal gain in violation of discipline and embark on the road of crime. This shows that people only have extraordinary knowledge, talents and knowledge, while morality, spirit and sentiment can only produce "crooked" talents and will eventually go astray. However, under complicated circumstances, young people should keep a clear head and not be tempted by colorful and complicated bad ideologies. We should love our work and work honestly. We should be full of vitality, optimistic, pursue a healthy, scientific and civilized life, and consciously resist decadent culture, money worship, hedonism and extreme individualism. Self-cultivation, honesty and self-discipline, self-awareness, self-vigilance, self-motivation and self-improvement. It is the employees of the bank who are in charge of the funds. Many people in society want to get it from the bank. Criminals should open the gap and build a dam to prevent risks. It is a concept of moral hazard, norm, self-discipline and discipline. We should start with small things, do not do it with good and small things, do not do it with evil and small things, and prevent losing big things because of small things. "A levee of a thousand miles collapses in an ant's nest", we should accumulate bit by bit, practice by example and example, and lay a solid foundation for our moral cultivation. If you don't reach out, you will be caught. It is necessary to wake up the alarm, keep a clear head at all times, distinguish right from wrong, good and evil, beauty and ugliness, and firmly establish the pursuit of life. Being able to build a bank is indeed an opportunity and an honor. Seize the opportunity of life, live a good life and shape the pillars of reform and development with both ability and political integrity.
Young friends, history has given you an arduous and sacred mission, and the times call on you to write a new magnificent chapter with actions. I hope you can join the tide of CCB reform, and your talent, youth and enthusiasm will be brilliant with CCB.
I wish you all success in your career!
Wonderful speech at the symposium of young bank employees 3 Dear leaders and colleagues,
Hello everyone!
I am honored to be here to share with you the honor and pride of being a young employee! At the same time, I am also very grateful to the leaders for their concern and attention to our young employees and for giving me this rare opportunity to learn and communicate with you.
I joined Shuyang Agricultural Development Bank in XX. In the past five years, I have worked in the accounting department and the credit department respectively. Under the meticulous care of the bank leaders, with the enthusiastic help of my colleagues and my own efforts, I have been promoted in all aspects. Looking back on the past five years, I have many feelings. Now I'd like to use four words to report my experience and feelings in my study and work in recent years, as well as some suggestions for the business reform of our bank.
First, "if a person does not have enthusiasm, he will accomplish nothing, and the basic point of enthusiasm is responsibility." -lev tolstoy "
Responsibility is the key to a person's career success. A person with a high sense of responsibility will regard work as pursuit and dedication, devote himself enthusiastically to work, make remarkable achievements, make outstanding contributions and realize his own life value. A person with no sense of responsibility, a person with no sense of responsibility or a weak sense of responsibility, will regard work as a burden, and naturally lose the fun of work, accomplish nothing, waste his life and regret it all his life. Responsibility is the foundation of every young employee's success, the premise of communication with others and the foundation of bank revitalization.
At work, we have different skills, specialized skills, high and low, and different positions, but no matter what position we are engaged in, we must have a dedicated working attitude. Dedication must first love the post, which is the starting point of our development. Love and dedication means that you are full of enthusiasm for your work, always adhere to an enterprising and optimistic attitude, love every line of work, love every line of work, complete the task quickly with an enterprising, active and serious attitude, abide by the rules and discipline, behave in a standardized manner, and ensure the quality and quantity.
As a loan officer of the Agricultural Development Bank, we should not only have the consciousness of loving our posts, but also base ourselves on our posts, do a good job in a down-to-earth manner, and truly love our posts and work hard. First of all, we must work hard. The task of credit work is arduous and complicated, and the responsibility is great. The three links of credit work, from lending, managing loans to collecting loans, require loan officers to investigate, study and implement with a pragmatic attitude. If the work is flashy, go through the motions and irresponsible, it will cause huge losses of policy credit funds and directly affect the implementation of our "three rural" policies. Second, we must have a spirit of hard work, and the post-loan supervision task is heavy and the work is quite hard. Without the spirit of hard work, it is absolutely impossible to cope with heavy and hard work and bad working environment. The third is to be smart. To do a good job in the management of acquisition funds, we should not only work hard, but also pay attention to methods, that is, we should master the skills of skillful work. Skilled work in our work will often get twice the result with half the effort, not paying attention to methods, and sometimes it will backfire and run counter to our wishes.
Second, "No one will care about your feelings until you finish anything-Bill Gates"
Do you feel as deeply as I do when you hear this sentence? I have to admit that this sentence hurts you and me, but when you think about it carefully, it is a real social reality. The value of life, mediocre people use pleasure to measure, capable people use creation to calculate. In our work, different types of jobs and positions create different salaries. Mediocre people will complain about external factors such as low salary and lack of talents. Such people will complain wherever they go. Smart people will reflect on the value of their existence and whether the value they create has brought positive significance and value to their survival and development. In layman's terms, it refers to what they have achieved. After working for so many years, I ask myself two questions before going to bed every day: What did I do today and what will I do tomorrow? Life should not be full of regrets, life should not be spent in boredom, and work should not be handled with carelessness and negligence. Life should have goals and pursuits. With goals, with the pursuit of life, there is a direction. The saddest thing about people is that they have no self-direction and goal. Youth is just a short dream. When you wake up, it has already disappeared without a trace. The most important thing in life is not where you stand at the moment, but where you are going.
A person's material wealth may not be rich, but his spiritual world cannot be empty; Intellectual knowledge can be low, but it can't be morally corrupt; Social status can be low, but it can't be worthless!
Third, "Actions speak louder than words-Tsinghua school spirit"
Actions speak louder than words. "It's not that you don't say anything, but that you must do what you say and do what you say. Qian Wenzhong, a master of Chinese studies, once said, "It is not enough to regard a profession as a profession. You have to regard a profession as your own career, and only then can you have professional quality! "I quite agree with this view. If you only regard your career as a means to support your family, your attitude towards your career will be to deal with it and complete the task. If you regard it as a career! You will continue to pursue, improve your professional skills, enrich your professional knowledge, and enjoy your work. How to realize your dream? Actions speak louder than words!
The ancients said: "The wood that embraces is born at the end; Nine-story platform, starting with tired soil; A journey of a thousand miles begins with a single step. If you don't accumulate small money, you can't become rivers and seas. You can't ride a horse in one leap, but you can't take ten steps. You can't give up "A long life needs to be done step by step, and the realization of career dreams needs to be fought bit by bit. The road to dreams is far away, but the starting point is at your feet. No matter whether your dream is lofty or not, you need to realize it bit by bit. Nothing will ever happen overnight in the world. If you want to realize your dream, you must be mentally prepared to work hard, because doing things in a down-to-earth manner is the fundamental way to realize your dream!
Fourth, "better troops and simpler administration"
Better troops and simpler administration is the direction of enterprise reform and an important way to improve efficiency and reduce waste.
First of all, the soldiers should be fine. Business reform and development need many elite soldiers to enrich the business departments of grass-roots units and branches. Military experts can not only meet the needs of the development of our bank, but also help to implement the work quickly. Moreover, people should not be overstaffed in business, otherwise it will increase costs and lead to low work efficiency. When you meet interests, you will strive for success, and when you meet problems, you will argue with each other.
Secondly, politician Jane. For example, the new concept rating of Shuyang has been reported to the municipal bank for more than a month, and the materials have been supplemented twice. At this time, it has not yet reached the provincial bank. Personally, I don't mean anything. I just expect the managers in the business department to put themselves in their own shoes and take the affairs of grass-roots banks as their own business. Don't get feedback and let the grass-roots banks supplement it. The new concept is an old customer who has established a credit relationship with our bank for four years, but he doesn't know how many copies of his customer's basic information have been reported and needs to be sent to the basic bank.
Thank you!
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