(1) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 10% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 1 year. (2) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year with the approval of the tax authorities, and the enterprise income tax shall be reduced by half in the second year; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities. (3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries provide small loans to graduates who start their own businesses, simplify procedures and provide convenience for opening accounts and settlement, with a loan amount of about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. (4) The personnel intermediary service institutions affiliated to the personnel administrative department of the government keep the personnel files of self-employed graduates (including social security, professional titles, file salary related procedures) free of charge for 2 years; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees. (5) The above preferential policies are formulated by the state for all self-employed college students. In order to support local college students' entrepreneurship, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality. For example, according to the relevant regulations of the state and the Shanghai Municipal Government, fresh college graduates in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax relief. Some people say that college graduates who want to start a business within five years can register at the Provincial Youth Entrepreneurship Guidance Center. First, they will receive guidance and training before starting a business, and then they will draft their own business plan. It must be detailed and comprehensive, and it must be feasible. It is best to choose from government-supported projects, some of which will be guaranteed by high loans. Before re-lending, the lending bank (usually Agricultural Bank of China) will evaluate and inspect your business plan, need your defense, and then have the specific business location, business license, tax registration certificate, health permit, health certificate, etc. In the catering industry. There are many procedures, but some fees will be exempted, and the government has a financial discount on bank loans. More specific details can be found on the websites of provincial governments. Some people say that venture loan refers to a special loan issued by an individual who has certain production and operation ability or has engaged in production and operation activities, applies for the capital demand for starting or restarting, and is approved by the bank for effective guarantee. Eligible borrowers can get a single loan of up to 500,000 yuan according to their own resources and repayment ability. There are three main ways for college students to apply for business start-up loans: directly applying for loans from banks, applying for discount loans for small and medium-sized science and technology enterprises, and using new technological achievements or intellectual property rights and patents as security loans. However, because banks are very strict in examining personal loan applications, especially paying attention to borrowers' repayment ability, and college students have just started their own businesses, it is difficult for them to obtain the loans they need. College students are advised not to apply for loans in the first way. Banks generally need three conditions to provide loans: pledge, mortgage and guarantee. If your parents or relatives have better jobs and stable income, it will be an excellent credit resource. Not all loan applications can be approved, and the bank's approval of loan qualifications is also quite strict. It mainly depends on whether the investment project is mature, whether the investors have professional knowledge and have done successful cases, and whether the business plan has passed the feasibility demonstration of experts. Different regions have different support policies for college students' entrepreneurial loans, and there are also differences among banks. For example, in Shenzhen Construction Bank, fresh college graduates can borrow up to 20,000 yuan as long as they agree to accept it through the Personnel Bureau. Shanghai Yangpu District Finance Bureau, Yangpu District Science and Technology Commission and Shanghai Bank jointly launched college students' entrepreneurship loans, providing 1 ten thousand yuan 1 year interest-free loans. Some people say: You see the above paragraphs are all so-called policies, but I tell you that there are almost no preferential policies, as long as there are guarantees and mortgages, but you say that you are a college student and you simply ignore the Industrial and Commercial Bureau. You also said that laid-off workers have a long way to go without preferential policies. ...