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Eight pitfalls that developers must know when buying educational real estate.
As its name implies, educational real estate is a house with a prestigious degree, which generally refers to the real estate in a key primary school area. Children living in this area are qualified to attend prestigious schools, which leads many parents to flock to buy educational real estate. However, parents who are eager to buy educational real estate should realize that there may be some traps that you don't know.

1, advertised loudly, but didn't name the school.

In view of the fact that most parents are keen on educating real estate, real estate developers are full of hype in their propaganda. In the introduction of sales staff, there are various advantages of fluttering.

Parents who plan to buy educational real estate should pay attention to two ways to ensure that you will not be cheated badly. First, in the course of the transaction, pay one third first, and then pay the balance to the other party after being determined as "educational real estate"; Second, you can check with the Education Commission, because on the record of the Education Commission, it is clear how many schools there are in the local area, which areas are educational real estate, and even whether the property you want to buy belongs to educational real estate, they will tell you.

2. The division of educational real estate is not necessarily permanent.

Because of the high property value of educational real estate, the division of educational real estate is very complicated and there are also interests entangled. In this way, educational real estate belongs to educational real estate for a period of time, but it does not belong after adjustment, so consumers must be cautious.

You can collect the scribing situation of educational real estate through various network channels. It is best to go to school for a field trip. There are some clues in it, such as the enrollment brochure, and there may be a division of districts. It is recommended to consult parents who buy educational real estate before deciding to buy a house. Do you have any good suggestions?

3. Other school districts are said to be the school districts corresponding to this property.

Some salespeople describe the area where other schools are located as the school district corresponding to the property. Because of the low price, many consumers believe it. Consumers are advised to check carefully when buying a house, and don't trust the sales staff.

In addition, in order to promote real estate, many intermediaries like to add a real estate that is not an educational real estate in the middle of two educational real estate, which is easy to create an illusion. But when you add it, it's basically written with a signature pen, so when you find this problem, you must stop believing the rhetoric of the intermediary.

4. Say that commercial housing is educational real estate.

Educational real estate is mainly distributed in relatively densely populated areas and communities, or some high-end residential areas, in order to increase the selling point of real estate, which is a strategy for developers to sell real estate. However, many commercial houses do not belong to educational real estate, because educational real estate refers to the residential buildings in the school district, not including institutions, units and commercial buildings, and not including residential areas under construction.

Please remember that only residential buildings are eligible to apply for educational real estate, not commercial buildings. To identify whether it is commercial, we should pay attention to the following points. The first is the number of years. The commercial nature is basically forty or fifty years of property rights, and the residential property is 70 years. In addition, in terms of public facilities, commercial buildings are more than twice as high as residential buildings.

5, blindly verbal commitment, but dare not write into the contract.

In order to sell the house well, the sales staff will make a verbal commitment to the real estate to ensure that the children can enter school normally, but they dare not directly reflect it in the purchase contract. First of all, you should make it clear that the final judge of admission qualification is not an intermediary or a seller, but a school. So no matter what the intermediary says, you can't believe it, and even some terms written in the contract can't guarantee 100% admission. For old houses, the current policy is that only one child is allowed to go to school in each household. If the children of the owner of this house have graduated, then the children of the buyer are still eligible to go to school. However, if the owner still has children to continue studying in this primary school and settle in this house, the buyers are not qualified, so we must check carefully.

6. Think that being close to the school is educational real estate.

In the minds of many consumers, educational real estate must be close to the school. Actually, it's not. The division of educational real estate has the principle of distribution. There are a fixed number of schools in a certain area, and its division standard is not absolutely related to the distance.

Consumers who pay attention to the school enrollment brochure can see that the sentence often written above is "the nearest school is not the same as the physical distance." In other words, educational real estate can't look at physical distance, and whether it belongs to educational real estate has no absolute relationship with distance. For example, a small building next to Zhongguancun is an educational real estate area belonging to Zhongguancun No.3 Primary School. Therefore, we should ask people around us more, or go to the education commission for verification. In short, we should not trust the distance.

7. In order to educate the real estate, the children's growing environment is neglected.

Many consumers think that educational real estate should be enough for their children to go to school, so many people buy dilapidated houses with poor environment and even houses that are almost uninhabitable. In fact, this is not good for children, and more importantly, the appreciation potential is not great. Only the word "educational real estate" is cheap. Once house prices fall, they are the most affected.

Therefore, consumers must stay awake and don't rush to buy such a house. Imagine that it would be more than a pity to let children spend their childhood in such a house.

If you are not careful, you may not get a loan.

Because many educational properties are relatively old, it is easy to have loan problems. Because different banks have different requirements for loans, for example, some banks require that the age of the house should not exceed 20 years, and some banks require that it should not exceed 25 years. So if you don't pay attention, you may not get a loan. Of course, except for those who buy educational real estate in full.

Consumers should first go to the bank to find out what the policy is and see if the bank has any new regulations. In addition, many old houses do not write the construction time, and some people regard the issuance time of real estate licenses as the construction time. Actually, it is not. According to the different construction years, the amount of loans granted by banks according to the assessed assets is also different. Be sure to see the specific construction time of the house clearly. Of course, if you are not sure about some old houses, you can keep an eye on the payment, pay only a part first, and then pay the balance after the loan is completed.

(The above answers were published on 20 15-08-03. Please refer to the current actual purchase policy. )

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