Answer: Elite loan refers to the personal credit loan issued by Easy Loan China United Bank to the senior managers of enterprises or companies, with a maximum loan amount of 500,000 yuan.
Elite loan application conditions:
0 1: Hold legal and valid identification.
02: Meet the elite requirements of Easy Loan China Cooperative Bank (generally speaking, employees working in state-owned enterprises are well recruited and have a good flow of water. Or employees with a registered capital of more than 30 million. )
03: The loan is used in compliance with relevant policies and regulations.
What information do you need for an elite loan application?
1. Valid ID;
2. Permanent residence or valid residence certificate, permanent residence certificate;
3. Personal credit information
4. Proof of income or personal assets in the last three months and personal tax payment certificate or bank statement;
Personal salary has been running for nearly half a year. Use plan or loan use statement; Wait a minute.
Characteristics of elite loan business
1. The loan amount is high and the interest rate is low! The loan can reach up to 500 thousand. The loan interest rate can fluctuate within a certain range (depending on the number of repayment periods)
2. Long loan term: 36 installments (three years) at most.
3. Simple procedures and quick approval. Generally, after the collection report comes out, someone will contact you. As a result, it was approved or rejected. The contract can be signed the next day at the earliest after it is passed. make a touch
Two: What is a wage loan?
Wage loan is a credit loan specially for working class, which has the characteristics of low interest rate and fast lending speed.
Product description:
Lending time: 1-5 working days.
Purpose of the loan: The loan can be used for all legal and compliant consumer expenditures such as home improvement, car purchase, education and medical care, and it cannot be used for non-declared purposes or personal expenditures prohibited by laws and regulations.
Application conditions
Customer base: working-class people aged 22-60.
Income requirement: Pre-tax punch-in monthly income is above 2000.
Working years: more than one year. Preferably more than 6 months.
Credit conditions: good credit.
Required materials
(Only copies of the following materials are required)
1. Copy of ID card and marriage certificate of the borrower and spouse;
2. Original income certificate (official seal of the company is required);
3. The salary has been flowing for half a year;
4. Provide proof of housing if there is a house; If you don't have a house, be sure to bring the latest water supply coal invoice and rental contract (residence certificate)
5。 Personal credit information.
Three: What is an employment loan?
It is aimed at companies with business licenses (more than one year), good business activities and no abnormalities. Or self-employed (business license for three years).
Materials required for application:
1. Copy of the front and back of personal second-generation ID card
2. Credit investigation
3. Gong Hu flowing water
4. Personal residence certificate
5. Proof of business place. Lease contract or purchase contract
6. Business license (of course, our business license)
The above are elite loans, wage loans and employment loans. You need to find a professional credit company to lend money. Personal credit in the future, that is, personal credit records. Will become more and more important. I hope you pay attention. Cherish your credit record and enjoy a happy life.