The first stage: 18 years old. On the corresponding day when the child reaches the age of 18, he can receive the insurance money for becoming a talent, the amount of which is 30% of the basic insurance amount.

The second stage: 22 years old. On the corresponding day when a child reaches the age of 22, he can receive occupational insurance, the amount of which is 30% of the basic insurance amount.

The third stage: 25 years old. On the corresponding day when the child reaches the age of 25, he can receive settlement insurance, the amount of which is 40% of the basic insurance amount. The contract is terminated at this time.

China Life Insurance Cai Ying Children's Insurance 99th Edition is an old-age security for children's education, and it is also a children's insurance. Mainly for children aged 60 days to 14 years. There are three kinds of security responsibilities: survival insurance, death insurance and policyholder exemption. The insured can also enjoy exemption from premium and policy loan terms.

Survival insurance is to pay a sum of money according to the three most critical stages of a child's growth. If the insured dies before the age of 18, the insurance company will pay compensation according to 1.5 times the premium paid and terminate the contract in advance. And if he dies after 18 years old, the insurance company will pay the unpaid insurance money in one lump sum and terminate the contract.

About how to get the survival insurance, you need to follow the following steps:

First, you need to apply to China Life. You can contact the customer service or salesman of the insurance company by phone first and ask yourself what information you need to provide to receive the survival insurance money. The applicant (the insured is underage) brings his ID card, household registration book, insurance policy and bank card to the counter of the insurance company to apply. After submitting the required information, the staff will carefully review the information provided by everyone. After the data is approved, under normal circumstances, the insurance company will pay the money to the account within one week after the amount is calculated. This time may be affected by bank transfer and document processing speed. It is suggested that the actual situation prevail.