Pay regular visits.

To put it simply, it actually refers to the return of education funds every few years within the validity period of the contract and within the time stipulated in the insurance clauses. This kind of return method is suitable for reasonable arrangement of education expenses according to the specific situation of children, and has certain flexibility.

Return it every year.

Choose to return a certain amount on schedule every year within a specific period of time. For example, once a year in high school and once a year in college. This method is more suitable for earmarking, and can provide financial guarantee for children at different learning stages.

One-time return.

Within the time limit stipulated in the contract, it will be returned in one lump sum. For example, if a child enters high school, he can return the amount stipulated in the contract in one lump sum according to the contract.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.