The contents of critical illness insurance and medical insurance are different. You can look at this photo:
Generally speaking, it is recommended to buy medical insurance before buying commercial medical insurance. Medical insurance is the most basic guarantee. There are not too many health requirements for the insured, and the price is very cheap. Commercial medical insurance is a supplement to medical insurance, covering all items that cannot be reimbursed by medical insurance, such as the cost of high-end treatment, imported drugs, special medical care and so on.
There are many kinds of medical insurance, such as millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance.
Let's make a brief analysis:
1, millions of medical insurance
Millions of medical insurance has a wide range of applications, which is suitable for most people because of its high reimbursement amount and low price. At the same time, it does not limit the types of diseases to be reimbursed. A few hundred dollars a year can give you millions of guarantees, which can be said to be very cost-effective At the same time, the coverage of millions of medical insurance is also very comprehensive, such as bed fee, nursing fee, operation fee, medicine fee and material fee. , can be reimbursed.
The following is a comparative analysis of some typical million medical insurance:
From the picture, we can know that.
(1) Good medical insurance: This renewal condition is unmatched by many products. During the 6-year period, you can renew your insurance regardless of whether you have made claims, changed your health or stopped selling your products.
(2) Enjoying e-health: Family care after operation and special drug service for cancer have been increased, and the option of sharing deductibles among families has been increased.
(3) Micro-medical insurance: This is a value-added service including international secondary diagnosis and treatment.
From the above analysis, we can know that each product has its own characteristics. You should choose according to your own needs when purchasing.
In addition to these, there are many cost-effective millions of medical insurance to choose from. Friends in need can click on the original text to view: "Super Conscience! Is this millions of medical insurance really worth it? "
2. Hospitalization medical insurance
In-hospital medical insurance has the characteristics of low deductible and minimum living allowance. This kind of insurance is mainly used for outpatient reimbursement, which is suitable for people, mainly infants or the elderly. Because babies and the elderly are weak and more prone to illness, this kind of insurance plays a greater role.
3. Cancer medical insurance
At present, the highest age of millions of medical insurance is around 60 years old. Old people can't be insured, but they can be insured against cancer.
Anti-cancer medical insurance is a kind of insurance specifically for cancer. This insurance is not so harsh on health requirements and insurance age. It is very suitable for people who are old or have some minor physical problems.
This price is greatly influenced by physical fitness and age. Here are several anti-cancer medical insurance products with good cost performance. You can make a reference: "conscience price! These anti-cancer medical insurance values! 》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said insurance official website.