Since the beginning of 2 1 century, society has paid more and more attention to the education of children and adolescents, and children's education is a major event for families and countries. Therefore, education fund insurance came into being, so what is the role of education fund?

First, the saving function

Education grant has the function of saving. Basic operating rules of education fund: At the initial stage of purchasing education fund, parents can choose an insurance and quota suitable for their children according to their own economic level and expectations of their children's education level. After determining the insurance plan, they must pay the corresponding amount every year to ensure the normal operation of the insurance. Therefore, parents have to pay insurance money to insurance companies every year, so education insurance money has a certain saving function.

Second, the financial management function

Financial management is a function of education fund. Education funds are paid in several stages, so the payback period is longer. Therefore, the education fund has a certain financial management function, which can reduce the impact of inflation to a certain extent.

Third, the exemption function

Exemption function is one of the functions of education grant. The education fund is set up to protect children's education, so the education fund has a special function, which is the exemption function. If the parents die or are totally disabled due to an accident, the insurance company will take over the responsibility of the parents and continue to pay the premium for the children. In other words, all unpaid premiums will be exempted and children's education will continue to be guaranteed. The exemption function of education fund is one of the functions of education fund, and it is also an important reason to attract many parents to choose education fund.

Fourth, safeguard function.

The fourth function of the education fund is the guarantee function. The function of education fund is to protect children's education, but in addition, it also has a safeguard function, which is to provide protection for the insured and the insured in terms of illness, accidental injury and high disability.

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