There are indications that in recent years, banks have become an important target of criminals. Illegal cases of commercial banks, especially some major cases, continue to occur, and the amount is huge and the circumstances are bad, which has brought adverse effects on the reputation and social image of banks. At the same time, the ability of banking institutions to identify and control operational risks can not meet the needs of business development. In order to effectively strengthen the safety management of the Bank, resolutely curb the occurrence of cases and ensure the smooth progress of reform and development, the Bank has carried out research on safety prevention and control throughout the Bank. After a period of study, our experience is as follows:
First, the occurrence of the case is very harmful to the country and society, as well as to units and individuals:
1 has caused great losses to the country and society. No matter what happens, it is the country and society that suffer the most direct damage. The country suffered direct economic losses, and the occurrence of the case caused the society to distrust the bank, which caused serious consequences.
2, bring serious consequences to the business development of this unit. Just imagine, if we are our own customers and the banks that serve us often have cases, then will we rest assured that such banks will serve us? There is no doubt about the answer. The occurrence of the case makes customers doubt our integrity management and service level.
As a bank employee, if you don't grasp yourself well, you will ruin your bright future and career ideal. As financial practitioners, we all have a better future and development prospects. Once we can't grasp ourselves and become a party to the case, what awaits us will be to leave this long-term and vigorous industry forever and even go to jail. Then our efforts for several years and decades will be destroyed, and our professional ideals will be wiped out in an instant.
4. Bring pain to your relatives and friends. Many times, not only the parties regret the consequences, but also bring deep pain to their relatives and friends. Relatives should bear the cold eyes of others and the pain that their relatives can't reunite for a long time. At the very least, they lost a steady source of income.
Second, to understand the harmfulness of the case, we must know how to prevent the occurrence of the case. I think we should mainly start from the following aspects:
First of all, we should attach importance to the prevention and control of cases ideologically, establish noble professional values and ethics, regard our banking work as the most sacred work in the world, and do it from the heart. Always keep in mind the Interim Provisions on the Safety Supervision and Management of Postal Financial Funds, the Provisions on the Accountability of Postal Financial Funds Cases and the Provisions on the Safety Inspection of Postal Financial Funds.
We should attach great importance to it ideologically, be firm and decisive in execution, master business processes skillfully and keep in mind risk prevention. Only in this way can we truly achieve the purpose of preventing case risks and truly apply our various rules and regulations and "three regulations" to practical work. Strengthening safety awareness is not an empty talk. Seeing the bad habit of Tianshui savings office in the case, it did not close the security door conveniently, which gave the criminals the opportunity to create this tragedy. There are rules that are not followed, illegal operations, and poor inspection. Numerous cases, accidents and lessons all reflect that the implementation of rules and regulations is not in place, which leads criminals to take advantage of it and take advantage of it, thus bringing irreparable losses to their own life safety and enterprise capital safety. The establishment of various rules and regulations is not an imaginary product, but a summary of many practical work experiences and lessons. Only by following various rules and regulations can we protect our own rights and interests and safeguard the rights and interests of our customers.
Secondly, pay more attention to the links that are easy to trigger cases. In our usual work, some links can easily lead to cases, such as the phenomenon of "single-handedness" in business handling; Seal, certificate and fund management; Shift change; Use and storage of valuable documents and important blank vouchers.
Finally, colleagues should supervise and remind each other. In daily work, colleagues supervise each other, remind each other, dare to discourage, report when necessary, and minimize the possibility of cases. This is not a betrayal of colleagues, but to pull them back from the cliff and get them out of danger.
Through this activity, each of our employees will learn lessons through self-education and self-analysis, sound the alarm, find out the gap between the performance of duties law and the relevant financial laws and regulations, and clarify the direction of future work. Through the analysis and research of relevant cases, we have enhanced our ability to identify and control various risks, actively standardized business practices and eliminated potential risks. I have a further understanding of improving my safety awareness and the consciousness of implementing rules and regulations. I must always remind myself to learn more safety knowledge and improve my safety awareness in my future work, because only when I am safe, my precious life will not be hurt, and my life will be full of joy and better.