After this fee, the premium paid will be fully refunded. If you surrender after the insurance hesitation period, the insurance company will only refund the cash value of the policy. How much to deduct depends on how to sign the agreement. It should be noted that the cash value of the national insurance education fund policy in the early stage is very low. So if you want to surrender, it is best to surrender within the hesitation period. If you have exceeded the hesitation period, you need to carefully consider whether you can bear certain losses.
1. AliPay (China) Network Technology Co., Ltd. was established in 2004. Is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world.
Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.
In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function.
Alipay borrowed it and changed it into a credit loan.
Second, is Alipay Universal Insurance Education Fund reliable?
1. From the perspective of insurance companies,
Universal Insurance Education Fund is jointly funded by Alipay Ant Insurance and Taikang Life Insurance and underwritten by Taikang Life Insurance. Taikang Life Insurance was established with the approval of the head office of China Bank, and is also supervised by China Insurance Regulatory Commission. Taikang Life Insurance ranked among the top ten life insurance companies in China in 20 18, so there is no need to worry about the safety of its products.
2. Judging from the expected income of insurance.
The expected income of the national insurance education fund is basically determined. When the insured is 18, 19, 20, 2 1 year old, he can receive 8% of the insured amount every year, and 68% of the insured amount when he is 22 years old.
3. Is it worth buying?
Universal education fund is a kind of education annuity insurance, which can provide the insured with education fund during college, and the expected income is certain. However, this product does not provide other guarantees. It is suggested to provide children with security insurance first, then take out education insurance, and then consider education annuity.