You know, buying education fund insurance is equivalent to compulsory savings. If you pay by installment, the money you have to pay every year is not a small sum, and the payment time is longer.

Therefore, in the absence of idle funds at home, the senior sister still suggested not to buy it first. Otherwise, once something goes wrong, the money can't be taken out and the loss of surrender is not small.

If you want to know more about surrender, you can click on the link to view: how to surrender, how much can you refund, and how to reduce the loss of surrender?

However, if the family conditions are sufficient to allocate education fund insurance and there is a need to buy education fund for children, it is still necessary to buy education fund insurance for children. After all, children's education fund insurance can help parents reduce their burden and bring better education security to their children.

So, how to choose the right education fund insurance for children? See this article for details: Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?

In addition, it should be noted that before buying education fund insurance, it is recommended to configure the child with guaranteed insurance first. After all, education fund insurance is often unable to resist the economic risks caused by diseases and accidental injuries.

Secondly, adults also need to give priority to personal protection, such as purchasing critical illness insurance, medical insurance, term life insurance and accident insurance. Because adults have fallen, children's educational security is likely to be gone.

For the detailed introduction of the above four types of insurance, Senior Sister has arranged it in this article. Friends who want to know more can take a look: What is the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

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