The average student pays accident insurance at school, which is different from the coverage of the new rural cooperative medical system. Moreover, the new rural cooperative medical system is a household registration book for all members to pay money, and medical expenses are reimbursed. If one member does not pay, it will affect the reimbursement of other members. Agricultural insurance refers to the rural social security system in which the administrative department is responsible for organization and management, rural economic organizations, collective institutions and workers from all walks of life share the obligation to pay old-age insurance premiums, and workers enjoy basic old-age insurance benefits according to the payment status of old-age insurance premiums when they are old.

The insured person of agricultural insurance holds his household registration book and ID card to the village committee or township agricultural insurance office to go through the insurance formalities, and fill in the Registration Form of New Rural Social Endowment Insurance. The village committee will submit the relevant materials to the county social security or agricultural insurance agency in time through the township labor security office. After the county-level social security or agricultural insurance agencies verify the relevant information of the insured, the bank will issue a new rural social endowment insurance bank passbook for the new insured, and then the township labor security office will issue it to the insured. The insured person will deposit the money directly into the designated bank with the bank passbook, or the social security agency and the township office will collect it from the village Committee in conjunction with the designated bank.

Township agricultural insurance agencies in the operation of agricultural insurance payment, do not meet the conditions of the city (town) to receive a monthly pension in the city's rural household registration personnel to carry out agricultural insurance operations.

Article 7 of the Interpretation on Several Issues Concerning the Application of Laws in the Trial of Personal Injury Compensation Cases states that schools, kindergartens or other educational institutions that are legally obligated to educate, manage and protect minors fail to perform relevant obligations within the scope of their duties, thus causing personal injury to minors, or if minors cause personal injury to others, they shall be liable for compensation corresponding to their faults. As incapacitated people, children are hurt at school. The school failed to fulfill its supervisory responsibility within the scope of its duties, and was completely at fault, and should bear full responsibility for its death.