Step 1: The customer applies for the customer to submit the application materials to the pilot business department after meeting the conditions for opening an account for margin financing and securities lending. The application materials include ID card, ordinary securities account card, proof of financial assets, etc. Step 2: investor education, business and psychological tests. Investor education is mainly to let investors know about margin trading and related risks, and then conduct psychological tests, business tests, risk interviews and other tests on qualified customers. Step 3: Credit audit customers submit qualification application materials according to the requirements of the company. After receiving the materials, the company will review their qualifications and determine the credit line. Step 4: After the customer signs the margin financing and securities lending contract and opens a credit account, sign the margin financing and securities lending contract, and the investment consulting post of the business department will explain the specific terms and risk disclosure of the margin financing and securities lending contract to the customer. Step 5: Transfer the collateral to the credit account for margin trading. The investor transfers the collateral into the trading account, and the investment can be traded. (Southern Fortune Network) (Editor: Zhang)