Even for a one-year-old child, it is not trivial to have a fever and diarrhea. You must do enough physical protection first. Before buying education insurance, I suggest you prepare medical insurance+accident insurance+critical illness insurance. But the product premium of big companies is very serious. I still suggest you look at the following insurance purchase strategies:
When buying insurance, we pay attention to three aspects: company, insurance type and product, as follows:
First, the choice of insurance companies?
At present, the ranking of domestic insurance companies is like this: which of the top ten insurance companies is better? Explain the reliability of insurance companies from three aspects: premium income, claim settlement ability and service rating. The premium income of an insurance company is the most intuitive evaluation standard of a company; Solvency is the ability of insurance companies to fulfill their financial responsibilities; Comprehensive rating is another important criterion to measure insurance companies. Judging from these three criteria, you will definitely find a suitable insurance company.
Second, the choice of insurance?
For us, the most common types of insurance are life insurance and property insurance. Personal insurance is the most important, and there are four main types: critical illness insurance, which prevents huge medical expenses caused by major diseases; Life insurance is a kind of life insurance, referred to as life insurance; Medical insurance is the abbreviation of medical expense insurance, which refers to the insurance that provides medical expense protection; It is accident insurance that covers unexpected accidents. Such an important insurance is often confusing, how to buy it. Not much to say, send you a link: how to choose your insurance plan in 2020?
Third, the choice of insurance products?
We cannot simply say that big companies are good and small companies are bad; Just choose what suits you according to your actual situation. Remember that there is no best insurance product, only the one that suits you.
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said that insurance official website