The process of national student loan:

1. Students receive the Application and Approval Form for National Student Loan and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the national student loan agency of the school.

2. Schools and institutions organize students to apply for loans and accept student loan applications within the national student loan quota and control ratio.

3. The handling bank shall examine and approve the loan, and the handling bank shall complete the examination within 20 working days after receiving the proposal from the school.

4. Sign a loan with students. According to the names of loan students provided by the handling bank, complete the work of organizing students to fill in and sign loan contracts and IOUs, and submit them to the handling bank.

5. Loan issuance: the handling bank will transfer the first loan to the designated account opened by the school in the handling bank within 20 working days after signing the loan contract and loan receipt with the borrowing student.

6. Repayment.

Second, how to cancel the application for student loans

The cancellation steps are as follows: 1. Log in to the student loan website, edit the registered spreadsheet, and click Delete. 2. If the loan is under approval, you can apply to the account manager of the bank to terminate the loan approval process. 3. Apply to the school. As long as the school does not confirm that the bank cannot lend money, it will naturally cancel the loan. 4. Individuals don't want to renew their loans in the students' home country, so they won't renew their loans in the second year. If the loan has been paid in place, you can only make preparations for prepayment, but it will take one year, otherwise there will be liquidated damages and handling fees. Student-origin student loans can be repaid on schedule or in advance, which has the advantage of little or no interest for students. The advantage of repayment on schedule is that students have less pressure to repay. Last reminder: Student-origin student loan can be cancelled, provided that no contract is signed. Once the contract is signed, there is no way to cancel it, and the applicant must pay off the loan. Do you want to close your account after the student loan is completed? Alipay account of national student loan can be cancelled, but it needs systematic judgment. The specific application cancellation process is as follows. Log in to my Alipay account first, then click Self-help in the Help Center in the upper right corner, and click Cancel All Accounts in the Self-help box. Go to the confirmation page and click the Agree Agreement and Continue button directly. At this point, the system will automatically check whether the account meets the cancellation conditions. If it doesn't match, the page will feed back an error prompt. If yes, enter the page to confirm the waiver of rights and interests. Click I know, next. Select the reason for canceling the account, and then click Next to continue. Finally, enter the payment password to complete the account cancellation operation. Click OK to cancel, and the system will automatically cancel the secondary account verification information. If the check fails, you will be prompted to cancel the application on the page. If successful, you will be prompted to cancel the successful application submission. If approved, the account will be cancelled within 48 hours, and then the account will be automatically frozen. The money in the student loan account has been paid off, and the account only needs to go to the business hall of the bank with the ID card. After the national student loan is paid off, fill in the repayment confirmation and related supplementary materials in triplicate. The confirmation letter needs the counselor's signature. Secondly, you must ask for repayment vouchers after repayment, so as to avoid problems in the banking system in the future and have a negative impact on personal credit. After going through all the formalities, you should go to the bank to check your personal credit record and master your credit status in detail to avoid unnecessary troubles in the future. Legal basis: Interim Measures for the Administration of State Grants in Ordinary Undergraduate Colleges and Higher Vocational Schools Article 3 State grants are used to finance students from poor families in full-time undergraduate colleges (including higher vocational colleges and second bachelor's degrees). The number of state grants for central universities shall be determined by the Ministry of Finance in consultation with relevant departments. The number of national grants for local colleges and universities is determined by the provinces (autonomous regions and municipalities directly under the Central Government) according to the total number of people determined by the Ministry of Finance and the Ministry of Education, as well as the number, category, educational level, education quality, number of college students, student source structure and other factors. In the allocation of national scholarships, universities for nationalities and universities with special disciplines such as agriculture, forestry, water, minerals, oil and nuclear need to be properly tilted.

3. How can I cancel my account?

If you need to cancel your wallet account, it is not within the following scope. You can cancel your account by paying official website. Please click on the operation for details.

1) If the real-name authentication is less than 3 days, logout is temporarily not supported: please wait 3 days and try again.

2) Cancellation may not be supported for those who have purchased wealth management products: please contact wealth management customer service to cancel the wealth management account.

3) Products such as Qianhua Loan may not support cancellation: please pay off the loan and try again, or contact Qianhua Loan Customer Service.

4) Cancellation of accounts with unfinished transactions is not supported: please try again after completing the transaction.

5) Automatic deduction business takes effect (such as Uber agreement): after cancellation, the agreement becomes invalid.

6) After the account is cancelled, the original transaction cannot be refunded. I hope this answer is helpful to you.

Fourth, how to terminate the Baidu wallet student loan

The process of national student loan:

1. Students receive the Application and Approval Form for National Student Loan and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the national student loan agency of the school.

2. Schools and institutions conduct preliminary loan examination, organize students to apply for loans within the annual loan amount and control ratio issued by the National Student Loan Management Center, and accept student loan applications.

3 handling bank loan approval, the handling bank shall complete the review within 20 working days after receiving the "Information Form" and application materials submitted by the school.

4. Sign a loan contract with students. After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

5. Loan issuance: the handling bank will uniformly transfer the first-year tuition, accommodation and living expenses loans into the designated account opened by the school in the handling bank within 20 working days after signing the loan contract and iou with the borrowing students.

6. Repayment.