Insurance research usually requires students to meet certain academic conditions and comprehensive quality conditions, and the specific requirements are usually decided by the target institutions. Research-oriented talent education is a training institution, which mainly provides postgraduate counseling, career planning and other services. Although postgraduate education can provide some postgraduate counseling and training, it does not guarantee that students will pass the postgraduate entrance examination. Obtaining the postgraduate insurance qualification requires students' own efforts to improve their academic performance and comprehensive quality, which can only be obtained through the examination and evaluation of the target institutions. Therefore, graduate education cannot guarantee research.