True and reliable. Scope of business: general items: education consulting services (excluding education and training activities involving license approval); Computer system services; Software sales; Internet data service; Artificial intelligence dual-creation service platform; Technical service, technical development, technical consultation, technical exchange, technology transfer and technology popularization; Blockchain technology related software and services; For-profit private training institutions engaged in scientific and technological training (except for cultural education and discipline and language training for primary and secondary school students); Software development; Labor service (excluding labor dispatch); Information technology consulting services; Digital cultural creative content application services; Software outsourcing services; Development of artificial intelligence application software (except for licensed operation, projects that are not prohibited or restricted by laws and regulations can be operated independently according to law) (generally, operating projects are operated independently, and licensed projects are operated with relevant licenses or approval documents) (projects that are subject to approval according to law can only be operated after approval by relevant departments). )

Four ways to identify regular companies:

First, check the company qualification certificate. Formal loan companies must have a business license and business qualification license to issue loans. For example, the business licenses of major banks, Baidu's baixin bank, Alibaba's online banking, Tencent's Weizhong Bank and small loan companies all clearly state the lending business.

Second, check the company website. Regular loan companies have official website with company profile, product profile, business consultation, contact information and business entity filing information. Regularly kill viruses on computers and mobile phones you use to avoid luring links to fake similar illegal websites.

Third, check the company's business premises. Regular loan companies have specific business premises, and the general business address is in office buildings or shops. The business site will actively publicize the business license, business process and complaint handling method of the loan company. The place where the mother-humiliating murder case occurred in Shandong is not the business place of a regular loan company, so we should be vigilant.

4. Calculate the loan interest and expenses. Sun Tzu's art of war said: more wins and less wins are not invincible. Lending is an important event for people to engage in economic activities, which requires careful calculation in order to use funds effectively and make a reasonable repayment plan. Loan repayment methods are divided into: equal principal and interest, average capital, interest before principal, and equal interest. Calculate monthly loan repayment amount, total loan interest and total loan cost through principal, interest and repayment methods.

Operating environment: mobile phone nave4e version 7.8.4 Baidu 12.25.0.