My relatives asked me to buy insurance for children's education. She paid for me first. I don't want it now, and she won't give it to me.
You don't need to surrender your insurance through her. She is your insurance agent? If you surrender after the hesitation period, it will only be much less than the premium. No matter who wants to return it, you don't have to go through him. Just take a copy of the insurance policy and the identity certificate of the insured (household registration book or ID card) and the applicant's personal certificate and return it directly to the insurance company.