No, education insurance is also called education annuity insurance. It is children who start to pay fees from a very young age until 18 years old. After the child 18 years old, a certain amount will be collected every year in the first few years of college. Education annuity is actually to transfer the current money to the age when children go to school to collect it. That is, when children go to school, they will have a certain amount of cash every year. At the same time, the insurance is managed by the Postal Savings Bank and controlled by national laws, so there is no risk.