Hello! At present, there are various insurance products for children who have already gone to school, but each has its own advantages, and there is no difference between good and bad. Parents are advised to choose according to their children's needs so that the products they buy are good. Generally speaking, accident insurance, critical illness insurance and education fund insurance should be considered. The specific description is as follows:

1. At present, many schools have bought insurance for their children. Although it can provide protection for children's accidental injuries, its scope of protection is accidents that occur during school, and it will not provide protection for children's accidents outside school. Therefore, parents should consider taking out a commercial accident insurance for their children.

2, the child's resistance is poor, and it is easy to catch a cold and have a fever. These common ailments can be afforded by ordinary families, but if they are major diseases such as leukemia and malignant tumors, the medical expenses will be hundreds of thousands or even hundreds of thousands, which will have a fatal impact on the family economy. Therefore, parents had better buy a critical illness insurance after buying accident insurance for their children.

At present, the cost of education is increasing day by day, so it is very important to reserve appropriate education funds for children. Although insurance is not the only channel, its biggest advantage lies in compulsory savings, earmarking, and the function of exempting adults from paying premiums, so that children can also take out insurance. In case of an accident, the rest of the expenses will not have to be paid, and the protection for children is still effective.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.