When children have a certain concept of money, it is best to help cultivate the concept of financial quotient and consumption. In this way, when he comes into contact with money in the future, he will not be confused and spend money indiscriminately, and he will know how to plan his life reasonably. Children who are not allowed to touch money since childhood may have no concept of spending money when they grow up. Spend as much as you earn, even exceeding your consumption. This often makes you trapped by money or even debt. Cultivate children's ability with lucky money. So, what should I do with the children's lucky money? I'm here to give you some tips for your reference. 1 storage Now many parents will get a card for their children or buy a piggy bank. Whenever a child receives lucky money, he will keep it with him. Year after year, many a mickle makes a mickle. This is actually a guarantee for the child to understand that he has a sum of money, so that he will not be too flustered in case of emergency in the future. In addition, we are also educating children to have the concept of saving. After he works by himself, he won't be extravagant. But be aware of saving money and know how to save some money for a rainy day. Take a part as expenses. Of course, to cultivate a child's financial quotient, we should not only teach him to save money, but also teach him how to spend it. For example, we can divide the lucky money into several parts. Part of it is stored and the other part is used as an expense. And this part of the expenditure can be shared equally every month. How much do you spend on school stationery or things you like every month? One month's money is not spent, and it can be accumulated to next month. And if you have no money in one month, you have to learn to wait until next month. In this way, children can know where their money is spent and whether it is reasonable. It can also exercise children's self-control and sense of responsibility. It is always right to set up stacks for children to read more. Let's buy a bunch of toys and clothes for our children. It's better to buy more books for our children. We can build a small library for children with their lucky money. Buy the books he wants to read and the books that suit him, and put them in different categories. This can cultivate children's interest in reading from an early age and develop good reading habits. Moreover, the library is bought by the child himself, and he will know how to cherish books better. 、