1, stable and safe

Children's education fund insurance belongs to asset management insurance. Once parents have established an education fund guarantee plan for their children, they need to pay the agreed amount on time every month or every year, which can avoid the situation that parents have insufficient education expenses for their children due to irrational consumption to some extent. In other words, children's education fund insurance is a stable and safe way to reserve assets.

2, earmarking

Children's education fund insurance is an insurance product, which can't be paid until the time agreed in the contract, so it can't be received in advance, ensuring its purpose of earmarking. This is a very important feature of education fund insurance, which effectively ensures that children's education funds are paid on time, and there will be no misappropriation of self-retained education funds in an emergency.

3. Exemption function

Education fund insurance can usually be exempted, that is, the insured (parents) suffers from serious illness during the payment period, or loses the ability to pay due to accidental death or disability, and the subsequent premium can be exempted, while the education fund insurance contract is still valid and the children can continue to enjoy the protection.

Two. Matters needing attention in insuring education fund insurance

1, safety before education

Children's education is very important, but their health is more important. You know, children go to school every day on the basis of good physical conditions. Without good health, you can't go to school well. Therefore, before choosing children's education insurance for their children, friends should first provide basic health protection for their children, and then consider their education protection.

2. Define the purchase type.

As mentioned in the above definition, children's education fund insurance is mainly divided into two categories: lifelong and non-lifelong. Life-long children's education fund insurance can be used as education fund for children at school stage, venture capital and marriage fund at marriage stage, and retirement pension with higher premium. Non-lifelong type only provides financial support for children's education, and the premium is low. Therefore, friends can choose the appropriate children's education insurance for their children according to their family situation and needs.

The sooner you buy, the better.

The earlier you buy the education fund insurance products, the longer the insurance period for your children's education fund, the lower the premium after sharing, and the lower the amount of compensation for parents in the future. Even if you choose a higher amount of children's education insurance for your children, parents will not have great economic pressure.

More insurance questions can be consulted by telephone.

Pre-sales telephone number: 95362

Pre-sales product consultation: 400-880-3633