This authorization can be when you apply for insurance or when you need to get insurance. However, it should be noted that the child was transferred to the bank card of the insured before 18 years old. Children will be transferred to their bank cards when they reach 18 years old. So when you reach the age of 18, you must bring your ID card and your child's bank card to the counter and the insured, that is, your parents, for authorization.