First, the conditions of China Bank's national student loan:

1, a natural person with full capacity for civil conduct.

2. Have a local permanent residence or valid residence status and a fixed detailed address.

3 have a legitimate occupation, a stable and reliable source of income, good credit, and the ability to repay the principal and interest of the loan on schedule.

4. There is a school's "Admission Notice" or "Admission Notice"; There are proof materials of tuition and fees required by the school during the study period.

5. Provide assets mortgage or pledge recognized by Bank of China or a third-party guarantor with compensatory ability and joint liability.

6. Full-time undergraduates (including vocational college students), graduate students and students with second bachelor's degree from poor families in ordinary colleges and universities.

7. When it is agreed that loans overdue will not repay the loan for one year and the extension is not approved, Bank of China may publish its name, ID number and breach of contract in institutions of higher learning or relevant media.

8. Other conditions stipulated by the Bank of China.

China Bank is the national student loan undertaking bank of universities directly under the central government recognized by the Ministry of Education (list attached). It can provide 140 full-time undergraduate students (including vocational college students and preparatory students), graduate students and students with financial difficulties in the second bachelor's degree families in universities directly under the central government (including branch schools), and pay the tuition and accommodation fees for students during their studies at school.