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College Students' Creative Loan in Henan Province
Zhen Li, director of the Employment Department of the Henan Provincial Department of Labor and Social Security, said that college students who have not found a job after graduation can apply for small secured loans to start their own businesses as long as they register with street community labor and social security offices or public employment agencies and get unemployment certificates. The loan amount generally does not exceed 30,000 yuan, and the longest loan period does not exceed 2 years.

Except for industries restricted by the state, college graduates who are engaged in self-employment and whose registration date in the industrial and commercial department is within two years after graduation can be exempted from 19 registration, licensing, management and other administrative fees within three years from the date of registration.

It was learned from the Henan Graduate Employment Office that the provincial government issued a number of graduate employment policies before the Spring Festival to promote the smooth employment of college graduates in Henan Province.

The provincial government clearly pointed out that at present and in the future, it is necessary to ensure that the employment rate of college graduates is relatively stable, and the number of employed people and grassroots employees has increased substantially. At the same time, unemployed college graduates can get better employment services and basic social security after leaving school.

Shi Pin, director of the Student Affairs Office of the Provincial Education Department, said that the "New Deal" promulgated by the provincial government has many bright spots, which can be said to be the "master" of the postgraduate policy in recent years, and Governor Li Chengyu paid close attention to it. Compared with the past, this year's various assistance policies for graduates have specific quantitative indicators. For example, the government has clearly stated that it will increase investment, determine the specific amount of poverty alleviation subsidies for graduates, and part of social employment funds can be used to help graduates start businesses. The "New Deal" is more service-oriented, more operational, easier to implement, and more convenient for relevant departments to implement, which will eventually benefit graduates and employers.

"New Deal" Background The number of graduates exceeded 330,000 this year.

It is understood that since 2003, colleges and universities in our province have sent more than 1.27 million graduates to the society. The number of students receiving general higher education per 10,000 people has increased from 49 to 65,438. The average scale of colleges and universities has increased from 6,797 to 6,543.8+0.29 million, and the average scale of colleges and universities has increased from 6,543.8+0.2 million to 6,543.8+0.9 million. The level, discipline and layout structure of colleges and universities are more reasonable.

The latest data shows that the employment rate of college graduates in our province has been higher than the national average for five consecutive years, and the experience has been introduced throughout the country for four consecutive years. In the past 2007, there were 289,879 college graduates in this province. By September 1 day, 2007, there were 229,078 college graduates in the province, with an average employment rate of 79.03%, which was basically the same as the same period in 2006. The completion of the employment objectives and tasks set by the provincial government at the beginning of the year was fully affirmed by the leaders of the provincial party Committee and government.

In 2008, the number of college graduates in our province will exceed 330,000, and the number of unemployed graduates is expected to exceed 350,000, which will further increase the employment pressure of graduates.

Highlights of the New Deal 1

Go to the grassroots to help the poor, and subsidize several hundred yuan a month.

The provincial government has given specific rewards to graduates who are employed at the grassroots level.

In addition to requiring all localities to make full use of the existing preferential policies in preparing for the exam, taking the postgraduate entrance examination, taking the civil service examination, transferring household registration files and evaluating professional titles, the provincial government has made it clear that college student volunteers who have been included in the "Volunteer Service Plan for College Students in Poverty-stricken Counties" and have served in poverty-stricken villages in designated counties of the country and the province for two years will be given monthly living allowances.

The national student loan compensation policy shall be implemented for college graduates who have obtained national student loans during their school years and volunteered to work in grassroots units in difficult areas and serve for a certain number of years after graduation.

Highlight 2 of "New Deal"

When you go to work in villages and towns to evaluate professional titles, you are exempt from taking foreign languages.

For college graduates who work in rural areas, the graduation salary will be implemented in advance. Among them, for college graduates working in national poverty-stricken counties, the salary grade is set at 1~2 (for college graduates working in county-level units, it is set at 1, and for college graduates working in villages and towns, it is set at 2).

For college graduates engaged in professional and technical work below the county level, they can be appropriately inclined when evaluating their professional titles. College graduates engaged in professional and technical work in towns and villages are exempt from foreign languages and computers when evaluating their professional titles.

The provincial government requires that all localities should establish a long-term mechanism for college graduates to work at the grassroots level, and boldly use, cultivate and select college graduates with both ability and political integrity and outstanding achievements in grassroots work.

Highlight 3 of "New Deal"

Combined calculation of social security years in private enterprises

The provincial government said that small and medium-sized enterprises and non-public units that employ college graduates must sign labor contracts with graduates, pay labor remuneration and pay social insurance.

Relevant departments should treat college graduates employed in small and medium-sized enterprises and non-public units equally with employees of state-owned enterprises in terms of professional and technical title evaluation and personnel file management. Personnel engaged in scientific and technological work should be supported according to the situation when applying for national and local scientific research projects and funds and declaring relevant scientific research achievements or honorary titles.

College graduates who are employed in non-public institutions and have participated in the basic old-age insurance will be employed or recruited to work in state organs and institutions in the future, and their years of paying social insurance premiums can be combined and calculated as length of service.

Financial arrangements at all levels to support the development of small and medium-sized enterprises should be inclined to hire college graduates, reaching more than 20% of the total number of employees.

"New Deal" Highlight 4

Graduates can apply for a loan of 50 thousand yuan to start a business.

This year, our province will implement the "Entrepreneurship Action for College Graduates". The provincial government requires all localities to speed up the construction of business incubators and business demonstration bases, and include college graduates with entrepreneurial aspirations and conditions in the scope of services. Conditional provinces, cities and counties (cities, districts) should set up college graduates' venture capital through financial and social channels, which is mainly used for the construction of graduate venture bases and supporting graduates to start their own businesses. Small loan guarantee funds for laid-off workers, small and medium-sized enterprise guarantee funds and venture capital funds set up by governments at all levels should also provide a certain proportion of small loan guarantee and financial support for college graduates to start their own businesses.

Self-employed and eligible college graduates can apply for small secured loans from local handling banks when their self-raised funds are insufficient. The loan amount is generally not more than 50,000 yuan and the term is 2 years. Those engaged in low-profit projects will be fully subsidized by local finance.

Highlight 5 of "New Deal"

Self-created enterprises give R&D financial support.

The provincial government also requires that college graduates with entrepreneurial aspirations and conditions should be included in the scope of entrepreneurship training subsidies, and the required funds should be paid from employment funds. If college graduates start their own businesses, research and development of scientific and technological projects will be given priority. The introduction of this policy organically integrates the employment of graduates with the employment of the whole society, which is a new breakthrough in many policies this year.

For self-employed and self-employed college graduates, except for industries restricted by the state, all administrative fees such as registration, management and licensing shall be exempted within three years from the date of registration by the administrative department for industry and commerce. Industrial and commercial registration's capital (funds) can be paid in installments and in three years.

"New Deal" Highlight 6

Career guidance teachers will set professional titles.

The provincial government said that from 2008, the employment guidance for college graduates will be included in the scope of setting professional titles in colleges and universities, and the evaluation of professional titles of employment guidance teachers will be solved, and the qualification certification of employment guidance personnel in colleges and universities will be carried out.

Colleges and universities must incorporate career guidance courses into compulsory courses and teaching plans to provide students with full-course career development education.

"New Deal" Highlight 7

Cancel internal examinations and openly recruit college students.

The provincial government requires that in the future, state-owned enterprises and institutions will add professional and technical personnel and management personnel, mainly for college graduates, who will be selected through public examinations. All kinds of key construction projects and projects organized by the government should give priority to college graduates.

Organs at all levels, especially at the county and township levels, should increase their efforts to recruit civil servants from college graduates, and new recruits from law enforcement departments such as grassroots public security, justice, industry and commerce, taxation, and quality and technical supervision should first recruit from college graduates.

The provincial government requires employees to cancel the internal selection examination and establish a fair, just and open employment competition mechanism for college graduates.

"New Deal" Highlight 8

Graduates' job fairs no longer accept tickets.

Lv Bing, director of the Provincial Graduate Employment Office, said that graduates can attend job fairs for free because of the government's increased investment. The new policy stipulates that public employment service agencies, talent exchange service agencies and graduate employment guidance service agencies organized by the government should provide free employment introduction services for college graduates; The job fair is free of charge for fresh college graduates.

"New Deal" Highlights 9

Poor graduates can be given job-hunting subsidies.

The provincial government requires that unemployed graduates who leave school and return to their original places be provided with free job introduction services and organized to participate in employment internships. During the internship, the trainee unit and local finance will provide basic living allowance.

Implement the registration system for unemployed fresh graduates after September 1 every year. Strive to make more than 60% of graduates who have returned to their places of origin to achieve employment before the end of each year.