Education savings: Education savings is to encourage urban and rural residents to save money for their children to receive non-compulsory education and promote the development of education. The object of education savings is students above grade four (including grade four) in primary schools.

Duration: Educational savings deposits are divided into three types: one-year, three-year and six-year periods.

Account limit: each account of education savings is deposited in 50 yuan, with a maximum principal of 20,000 yuan.

Interest concession: customers can enjoy interest concession by drawing the principal and interest in one lump sum with the identity certificate of students receiving non-compulsory education provided by the school, and are exempt from interest income tax on savings deposits.