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Is the universal coverage on Alipay reliable?
It is more credible to buy universal education funds in Alipay, from the following aspects:

1, from the perspective of insurance companies

Universal Insurance Education Fund is jointly launched by Alipay Ant Insurance and Taikang Life Insurance, and is underwritten by Taikang Life Insurance. Taikang Life Insurance was established with the approval of the head office of China Bank, and is also supervised by China Insurance Regulatory Commission.

2. Judging from the expected income of insurance.

The expected income of the national insurance education fund is basically determined. When the insured is 18, 19, 20, 2 1 year old, he can receive 8% of the insured amount every year, and 68% of the insured amount when he is 22 years old.

3. Universal education fund is a kind of education annuity insurance, which can provide the insured with education fund during college, and the expected income is certain. However, this product does not provide other guarantees. It is recommended to provide children with security insurance first, and then take out education insurance.

However, regarding the purchase of education funds, we can find a professional consulting platform to help us choose, and Mercury Insurance is very good. As a new Internet insurance service platform, Mercury Insurance uses AI- intelligent planning system to provide scientific, professional and objective one-stop life cycle planning services for middle-class and high-net-worth customers in the new era, covering family security planning, education fund planning, pension planning and other services.

"Mercury Insurance" is a sub-brand of Golden Axe, a leading asset allocation service platform in China. Golden Axe was previously blessed by international venture capital Sequoia Capital, large-scale central enterprise investment venture capital, listed company Bridge Capital, Renren Company, Huaxi Shares, and well-known domestic venture capital Songhe Capital and Zheng Xingu Innovation Capital.