Loans overdue may become a faithless person, and the children of faithless people will be affected: children cannot be sent to noble schools for high expenses, but their normal compulsory education and highly educated education are not restricted. This is not an ordinary private school, it must be an aristocratic school on the imperial court's restricted list. To tell the truth, if there is a tuition fee for sending children to an aristocratic school, the debt can be partially paid off. Therefore, it has no effect on our normal debtors and their children attending public schools.

People who break their promises will have no influence on children's work. Many collectors will say that parents' being classified as untrustworthy will affect their children's taking the civil service examination as soldiers, because they can't pass the political examination. In fact, the political review mainly examines whether I and my immediate family members have criminal records or are under criminal investigation. Those who break their promises will not be recorded in their children's files, nor will they become conditions for political review. However, if someone objects to or reports parents' dishonesty during the admission publicity stage, it may have an impact on admission. Normal job hunting, especially in companies and enterprises, rarely inspects the parents of job seekers. As long as you have a strong working ability, you don't have to worry that your parents' dishonesty will affect your employment and future. There are indeed some special jobs with strict requirements. If parents still break their promises when their children are employed, some places have strict requirements for political review, such as the People's Bank of China and the Public Security Law, which may not pass the political review and affect their children's employment.

Personal loans overdue consequences 1: loans overdue has a high penalty interest.

Personal loans will be stipulated in the loan contract, when the lender is overdue, it will collect liquidated damages and overdue penalty interest, calculated on a daily basis. The longer the overdue time, the more fines will be generated. Lending institutions have different regulations on penalty interest, and the maximum will rise by 50% on the basis of the original expected annualized interest rate. The penalty charged by some small loan companies is this standard. This means that lenders who are overdue due to lack of money will face more serious repayment pressure.

Personal loans overdue Consequence 2: Affect personal credit life.

The most direct consequence of personal loans overdue is being blacklisted. If you want to borrow from other banks in the future, you may not be able to apply easily because of your poor reputation. In addition, due to the existence of bad credit records, it is difficult for lenders to enjoy preferential policies for loans in the future, which also invisibly increases the cost of loans. Even, the lending institution will reduce the loan amount because of the lender's loans overdue record, so that the lender can't get a satisfactory loan.

Personal loans overdue Consequence III: Encountering judicial proceedings.

If the individual loans overdue fails to pay for more than three months, the lending institution will collect the loan according to law, and make representations to the court according to the loan contract and guarantee contract, and the court will take measures such as industrial preservation to seal up the pledged industry. After the judgment is made, the repayment will be compulsory according to law, and those with serious circumstances will be punished by law.