Banking expertise involves microeconomics, macroeconomics, finance, monetary banking, international banking, international economics, financial management, accounting, contract law, company law, commercial banking law, negotiable instruments law, banking expertise, international trade, international settlement, computer and other disciplines. Although there are similarities, there are also many differences. Therefore, if you want to take an examination of several banks, you can cast a net to review, but if you take an examination of one or two banks, you can focus on strengthening the review according to the previous examinations of that bank. Both the real questions and the simulation questions in previous years are necessary. You can refer to the all-in-one bank recruitment examination, the real question+the real simulation test paper, the professional ability test, and the compilation of real questions over the years. If possible, financiers in China.
2. How to write a good bank composition How to be a good bank teller I very much hope to join * * Bank and grow and develop together with it.
If I can get my wish, I will devote myself to my work with full enthusiasm and a high sense of responsibility, and strive to be an excellent employee, and strive to achieve excellent service and outstanding performance. After joining the bank, I will integrate into the working atmosphere and corporate culture of the bank as soon as possible and truly become a part of it.
First, study banking professional knowledge hard, so as to be familiar with banking business and post knowledge in the shortest time. Although banking is a brand-new job for me, I am very confident and capable.
After entering the bank, I will step up the arrangement of time, take advantage of various opportunities and channels to learn banking knowledge, learn the internal rules and regulations and operational procedures of * * Bank, learn the corporate culture and service concept of * * Bank, and learn the laws and regulations formulated by the People's Bank of China and other regulatory authorities, so as to get to work as soon as possible and contribute to the development of * * Bank. Second, study hard and practice hard, love their jobs and be dedicated, so that they can become business experts as soon as possible.
It is often said that "bank tellers are stressed, complicated and boring", but I am not afraid, because I am not afraid of suffering and involvement. Bank teller is a service post and a highly operational job. I will study hard, practice business operations, improve work efficiency, actively and seriously study new business and knowledge on weekdays, and humbly ask leaders and colleagues for advice if I don't understand. I know that to provide quality services to customers, I must have good financial expertise and basic operational skills.
As the saying goes, "Those who are industrious are diligent, while those who are barren are playful." To this end, I will set myself "four points", that is, getting up early, going to bed late, taking less rest at noon and playing less at ordinary times.
Before going to work, you should accompany documents, keyboards and count papers after work. Learn business like a sponge every day and practice basic skills, so that you can not only provide customers with satisfactory services as soon as possible, but also strive to become a business expert of * * Bank.
Three, adhere to the "customer-centric", to provide customers with quality and civilized services. Although the post of bank teller is a small window, it is a link between banks and customers. Our words and deeds represent the image of * * Bank. Therefore, I insist on doing a good job of "smile service" in accordance with the regulations, and answer customers' questions patiently and meticulously. Even in the face of customers' rudeness, I should respond skillfully without hurting my spirit. And the praise to customers is modesty and prudence, guard against arrogance and rashness.
Don't say "no" to customers easily, and try to meet their business needs without violating the principle. I will always adhere to the concept of "customer first", take the customer's affairs as my own business, put myself in the shoes, worry about the customer's urgency and think about the customer's thoughts.
Take different working methods for different customers, and strive to provide customers with the best quality and most satisfactory service. Fourth, maintain customers, develop customers and do a good job in customer marketing.
Development is the top priority of enterprises. For bank tellers, it is necessary to serve and develop customers through our excellent service to achieve the purpose of developing business. Customers are the foundation of banks. I think we should not only serve them well, let them enjoy fast and comfortable service in our bank, but also meet their various financial needs, such as loan demand and financial management demand.
In the future, while doing my job well, I will take advantage of various opportunities to seriously study our business knowledge, enrich myself and expand the business scope, so as to better serve customers, market products and develop business, make customers intimate through services and make customers loyal through products. Five, according to the system, according to the process, not illegal, illegal.
Although I am not familiar with bank work at present, I know that the bank is a unit that completely follows the system and process, and it is absolutely impossible to do anything illegal. Safety is the most important thing. After entering * * Bank, I will learn all kinds of rules, regulations and operational procedures first, and then perform my duties seriously, and handle them in full accordance with the company's articles of association, and never cross the "red line" of the system to be a good employee.
Although the post is ordinary, I will definitely try to be "extraordinary".
3. Who has experienced the written test of commercial banks? The basic process is: written test, computer professional foundation and related knowledge, interview after passing, personal introduction, learning situation and so on.
After 7 days of internal training, training in network, database, finance and other related knowledge, we should inspect some small programs every day. After I pass, I will call the school to investigate.
You can refer to: 1, bank financial knowledge 2, economic common sense 3, thinking adaptability 4, relevant information of Beijing Commercial Bank 5, comprehensive questions, which will involve general business and how to deal with it. I hope you can take a good look at the information and treat it with a normal heart. Wish you success! I didn't. I have depended on it for many years.
I forgot, but I found some for you from the internet, I hope it will be useful to you! ! I have a set of China Industrial and Commercial Bank 2005.438+ 10 written test, which should be helpful to you. Good luck! ! 1. One or more choices 1. What should a cashier do after withdrawing cash from the bank? Accounting voucher a, cash receipt voucher b, cash payment voucher c, bank deposit receipt voucher d and bank deposit payment voucher 2. The institution that determines the interest rate of RMB deposits in China is: People's Bank of China, of course. I forgot the other options. 3. What is the transmission of 3.IP phone? A, internet b, TCP/IP network c, ordinary telephone line 4. Which of the following institutions has no power of administrative punishment? A, People's Republic of China (PRC) State Taxation Administration of The People's Republic of China B, Taiyuan Public Security Bureau C, the State Council General Office D, China People's Bank 5. After commercial banks implement fund custody, that kind of investment brings the greatest opportunities. A. Pension Fund B, Industrial Investment Fund C, Closed-end Investment Fund D, Open-end Investment Fund 6. The capital adequacy ratio stipulated in the Basel Accord is 8%, and nothing else is written. 7. In order to ensure the interests of depositors, it is stipulated that () no unit or individual may inquire or remit money. Except for special provisions, a, personal deposit b, unit deposit c, arbitrary deposit d, legal deposit 8. What are the main characteristics of citizens' rights and obligations a, extensiveness of rights and obligations b, reality of rights and obligations c, equality of rights and obligations d? Second, English-Chinese translation may mean that the decision-making of top managers often does not conform to the classic model, such as goals, evaluation problems, decision-making and so on. But through a vague "system", many management writers realize that managers often make decisions through intuition, but the definition of intuition is not consistent. Some people think that intuition and reason are opposites, while others think that intuition is a willful choice. With the rise of a large-scale and modern Pudong New Town on the other side of Pujiang River, Shanghai has become an important force to promote China's economic growth and the development of China's coastal areas.
The world pays attention to China, and the world pays attention to Shanghai. Mr Guo Moruo wrote a poem for a magazine to commemorate the 35th anniversary of the October Revolution. The idea of this poem is good, but it is not satisfactory in writing and other aspects. The young editor was embarrassed. After asking the leader, she went to Guo Moruo, who received her warmly and said, "This is my failure and should be corrected."
4. Is it necessary to write a three-hour essay in the bank exam? Yes
The writing principle of the application for bank recruitment examination is that everything has no rules, so does Fiona Fang. There are also some necessary principles to follow in application writing, so that candidates can measure and follow rules in application writing.
Hua reminds the majority of candidates to pay attention to the following writing principles: 1. Be loyal to the material and stick to the meaning of the question. Writing is mainly based on the given materials and answering requirements. Therefore, no matter how you play and innovate, you can't break away from this principle, otherwise it will become passive water and trees without roots. The answer to the application must be based on the materials and demonstrated according to the materials.
The conception of the article, the analysis of the essence, key points, causes and consequences of the problem, and the thinking of solving the problem must conform to the spirit of the material, be loyal to the original intention of the material, and not be biased, let alone express opinions contrary to the material. Insist on the meaning of the question, that is, answer truthfully according to the actual materials, and don't play indiscriminately, plus your own subjective ideas.
Candidates must carefully examine the questions when answering questions, carefully ponder and understand them, accurately find out the potential information and hidden thoughts on the surface of the answer requirements, and accurately grasp the requirements of the questions. 2. Around the problem, in order to solve it, no matter how much foreshadowing and discussion there are in front of the application article, we will eventually return to problem solving. A complete practical article, after fully explaining and discussing the reasons and effects, focuses on how to solve the problem, find out the solution ideas, structure the article along the ideas, make the context of the article clear, highlight the core part of the article as countermeasures, and make the countermeasures clear and substantial, thus
3, look at the overall situation, before and after writing any article, there must be a whole article in the chest, a good article in the pen. Generally speaking, when writing practical writing, we should do two things: First, the content should be relevant, and the content written must conform to the proposed topic. If the questions don't match, even the most basic score can't be reached; Secondly, the beginning and the end should correspond, and the beginning and the end should echo. At the end of the question raised at the beginning, we should make a conclusion and solve it clearly. The ending should echo, deepen and sublimate the topics and arguments stated at the beginning through explanation or repetition, reflecting the inevitable connection between the beginning and the end, and at the same time taking care of the text. To take care of different paragraphs and different levels in the same paragraph, we can deepen the argument layer by layer according to the principle of reasonable evidence.
5. What types of examination subjects are included in the written examination of ICBC campus recruitment: line test, English (TOEIC English), comprehensive (economy, monetary banking, accounting) and personality test.
Problem distribution:
Part I: Large-scale synthesis (time 2 hours and 40 minutes)
1. Professional knowledge: 40 multiple-choice questions (0.5 points/question); Choose more than 30 (1 point/question);
2. English: 15 third reading questions;
3. Test: 60 questions (0.5 points/question), including quantitative relations, graphic reasoning, speech comprehension and data analysis;
Part II: Personality test (20 minutes, 200 questions).
For more ICBC recruitment and examination materials, you can pay attention to the "ICBC Examination"!
If you want to use exam counseling materials, it is recommended to use books published by China financiers, which are more authoritative in the industry:
The Financial Man 20 14 National Banking Recruitment Examination Special Textbook All-in-One Banking Recruitment Examination
6. Can I use paper and pencil for the campus recruitment exam of the bank? The recruitment examinations of banks, especially some big banks, are all based on computers. Of course calculus will give you paper and pen, but you don't need it, because the bank exam is especially like the five major lines, and the number of questions is quite large. You can't have time to draft it. The year before last, I took the recruitment examination of China Bank. Generally speaking, I got English questions from 100 to 66. 100 track test takes 60 minutes, and 100 track test takes 60 minutes. You think you have time to calculate carefully, so it's no use using paper and pencil, so I signed it (there will be a half-hour personality test at last, not counting the written test results).
Another is the recruitment of some rural credit cooperatives or small banks. Except for big cities, other areas are generally paper papers, so you must write a pen, and some banks have to write a composition when recruiting, hehe.
7. At present, any composition topic in the bank recruitment examination may take 1.5 hours. They are all professional questions, which look more like the topics of our final exam. First of all, there is a judgment of 10. I only remember a few, whether depreciation expense is a part of GNP, and others are also about the relationship between bank security, liquidity and profitability. What investment+net capital inflows = * * * savings+savings is correct, whether inflation has an impact on interest rates, and so on. There are 30 multiple-choice questions, some of which are relatively simple. I just think it would be good to read a book. I know money banks and western economics. I found that I like to follow the islm curve now, and I got it last week. Then 10 multi-choice, which also tests the influencing factors such as capital, money supply and the role of the central bank. I'm not sure whether to provide financial services. What are the conditions for the ISLM curve to move, and the source of funds for investment banks has also been tested. Then there are two brief descriptions, one is 8 points, and the other is to test how the ISLM curve moves, what kind of monetary and fiscal policies should be adopted when the production level remains unchanged. There is another test, why the money multiplier is directly proportional to the interest rate and inversely proportional to the discount rate. Finally, the influence of capital flow, inflation and interest rate on a country's exchange rate is discussed.
Hope to adopt