The specific mode of phased education is that education and training institutions sign education and training contracts with consumers, and the financial loan platform pays the tuition fee of the loan to the education and training institutions in one lump sum, and then the consumer, that is, the loan applicant, repays the loan to the financial loan platform in installments.

At present, this payment method has become more common in the education and training industry. Consumers should keep their eyes open and spend reasonably.