Don't believe it. It's all a lie. I paid a package fee of 6000 yuan, saying that I would answer the call in their way, and I would get a refund if I didn't approve the money. If it is not appropriate to answer the call yourself, it is not their responsibility, so I will never refund it. However, you can't answer their calls properly. My phone was hung up within 7 seconds. No matter how you explain it, they won't give you a second chance to call. Then just say it's your own fault that you can't call back, and then you will be rejected by the audit, so you can't get the loan, let alone refund the packaging fee. I just threw away 6000 yuan for nothing. The borrower is short of money, but it will make the loss bigger. Don't be fooled. The 6000 yuan I lost should be bought for them. If you have a guilty conscience, there will be retribution.
How to find Beijing loan guarantee company?
The loan guarantee company in Beijing looks at it online.
1, online search, guaranteed by Liu Xing Scout (Beijing Liu Xing Scout Information Technology Co., Ltd.) (the only loan guarantee company listed in Beijing).
2. Ronglian Ye Wei (Ronglian Ye Wei Investment Consulting and Mutual Insurance Co., Ltd.).
3. Kangping Guarantee (Beijing Kangping Investment Guarantee Co., Ltd.).
What are the top ten guarantee companies in Beijing?
1) Kaisheng Jinglve Guarantee (2 1 Century Real Estate Investment Guarantee Co., Ltd.)
2) Ronglian Ye Wei (Ronglian Ye Wei Investment Guarantee Co., Ltd.)
3) Kangping Guarantee (Beijing Kangping Investment Guarantee Co., Ltd.)
4) Bi Cheng United (Bi Cheng United Investment Guarantee Co., Ltd.)
5) Huadian Guarantee (Beijing Huadian Investment Guarantee Co., Ltd.)
6) Houze (Houze Investment Guarantee Co., Ltd.)
7) Rongbaotong Guarantee (Beijing Rongbaotong Investment Guarantee Co., Ltd.)
8) China Bank Guarantee (China Bank Investment Guarantee (Beijing) Co., Ltd.)
9) Qiang Sen Guarantee (Beijing Qiang Sen International Investment Guarantee Co., Ltd.)
10) Anjia World Bank (Anjia World Bank Investment Guarantee Co., Ltd.)
For reference only, details can be found in official website companies!
Is the loan from the packaging company reliable?
Packaging loan is a kind of loan that walks in the gray area, but this behavior is illegal in essence, because basically everything that needs packaging is problematic, and the loan you get through packaging is likely to constitute a crime.
Let me talk about what a packaged loan is. The so-called packaging loan means that individuals provide some basic materials, and some so-called packaging companies optimize the materials and then apply for loans with these packaged materials.
Some people say that this kind of packaging is only the material needed to optimize the bank, and it is legal in essence, but this is only a superficial statement. The real situation must be that you have found a packaging company, which means that there is something wrong with your materials.
In order to get loans smoothly, most packaging companies beautify the materials, and some even fake materials with only one purpose, so as to achieve the purpose of lending through these forged data and materials.
Using forged materials to achieve the purpose of lending may constitute a crime of lending;
One of the following circumstances constitutes a loan crime. Whoever borrows a large amount from a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:
(a) fabricating false reasons such as introducing funds and projects;
(two) the use of false economic contracts;
(3) using false documents;
(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;
(5) Loans in other ways.
Loans need to be cautious, never cheat, especially don't listen to the promises of third parties easily, and you still have to bear the responsibility if something goes wrong.