For users who want to apply for loans, the first choice must be bank loans, followed by lending institutions with bank endorsements or qualifications, but never choose so-called online lending companies. These companies will only make users owe huge debts, because these loan companies are not formal, not only the process is not formal, but also the loan interest is high, which will only make a person's burden heavier and heavier.

1. Chongqing Yanglan Financial Center is a small loan company.

I query looked at the company's industrial and commercial information, and found that this company is only a small loan company, with a capital injection of only 5 million. In other words, the company may not even qualify for a basic loan. At present, there are many such small loan companies in the market, because it is the Internet age, and these small loan companies will become so-called online loan companies under the cloak of the Internet.

Second, don't touch such a small loan.

On the one hand, you say this because the loan contract between you and them is not formal, and on the other hand, these loans will be tricky. These loan companies generally make various routine behaviors, and users are easily deceived without knowing the law and financial management knowledge. When you sign a contract with such a small loan company, you will find that the real interest rate of these loans is very high, and some can even reach more than 30%.

I suggest you apply for a loan from a regular and qualified lending institution.

At present, there are many formal loan companies on the market, and these loan companies basically have bank endorsements. Although the loan threshold of these loan companies is relatively high, they will not only inquire about users' personal credit information, but also require users to have certain repayment ability. But this is the place to protect the rights and interests of users. Without these procedures, users' personal rights and interests are not only difficult to protect, but also bear higher loan interest rates.

To sum up, Chongqing Yanglan Financial Center is neither formal nor reliable. I hope this answer can help you.