Yes Micro-loans on WeChat provide cash turnover service, that is, borrowing money. Small loans need to be opened by the system, and you can't apply on your own initiative. After passing, you can get a quota of less than 200 thousand. Dividend payment is also one of the credit payment methods of WeChat. You can use the sub-payment amount to pay the consumption amount first, and then pay in installments according to the operation situation. Haojinbao is a loan product of WeChat; Micro-access is one of the loan products of WeChat.