1 is a traditional education annuity insurance. For example, 18 years old (generally college age) is collected once a year for four consecutive years.
2. It is a popular universal insurance or investment-linked insurance in the market at present, with investment appreciation as a reserve for future education. However, there are certain risks, and the value-added cannot be guaranteed, and the deduction fee is high in the first five years. Generally, it is necessary to pay for it continuously in the medium and long term to prevent obvious use.
Recommend several types of education insurance for you:
I suggest that you make a comprehensive comparison and choice according to your child's specific security needs and family economic strength.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.