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Just started school, my son unexpectedly disappeared.
"I didn't know until I got to school that he borrowed more than 200 thousand outside." On September 6, Mr. Zhu, who rushed from Xianyang to Hanzhong to handle his son's funeral, looked haggard. He didn't expect that his son, who is usually very clever, should have made such a big disaster. What made him even more unacceptable was that his son committed suicide by jumping into the river.
Mr. Zhu said that his son Zhu just turned 2 1 this year and is a sophomore majoring in mechatronics in the School of Mechanical and Electrical Engineering of Shaanxi Aviation Vocational and Technical College. On August 27th, he drove his son to Xianyang Long-distance Bus Terminal and watched him get on the bus and go to Hanzhong.
1 at 8 o'clock in the evening in September, he suddenly received a phone call from his son's teacher: "Your son borrowed tens of thousands of dollars from his classmates, and now his phone is turned off and gone." Mr. Zhu said that he didn't have time to think about it, so he quickly drove to school with his family overnight.
On the morning of the 2nd 1, he arrived at the school to learn about the situation. He was surprised to learn that since the first half of his freshman year, his son has been asking his classmates for help or borrowing money from the campus loan platform. Now there are more than 200,000 students, a large part of whom are classmates helping him with loans.
"I was embarrassed at the time." Mr. Zhu said that what worried him even more was that before his son disappeared, he sent two short videos and a paragraph: "Sorry, my brother left first." These two short videos are photos of him hurting himself in a small hotel room and by the river.
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The police investigated for many days and found the body in the river.
Mr. Zhu said that he felt the situation was serious and immediately called the police. The police of the Criminal Police Team of Dahekan Police Station of Nanzheng County Public Security Bureau also intervened in the investigation.
"One of the videos is a picture of self-mutilation in a hotel room. Let's go straight to the subject." A team of policemen from Dahekan Police Station of Nanzheng County Public Security Bureau said that after investigation, Zhu and two gay men went to an Internet cafe near the school on the evening of August 3 1 and didn't return all night. On the morning of September 1, two other students returned to school, while Zhu slept in a nearby hotel.
"From the hotel monitoring, he left the hotel at 1 4: 20 pm and should have arrived at the river after 5: 00." Gao Qian said that on the morning of September 2 10, the police found the location of Zhu's video shooting near the Third Hanjiang Bridge according to the video clues. Then notify the police stations around the Yangtze River to jointly search in the river.
On the morning of September 4th, the police of binjiang road Police Station of Hantai Public Security Bureau found Zhu's body in the Hanjiang River, one kilometer downstream from where he filmed the video.
"When I was salvaged, my left wrist was injured. It is suicide to confirm the exclusion of homicide after autopsy. " The police investigating the case said that they found ID cards, student ID cards and a bloody knife in the hotel where Zhu stayed.
"He cut himself with this knife." The police said that after investigation with classmates and teachers, it was initially confirmed that Zhu had successively made loans on 10 campus loan platforms; According to parents' statistics, the loan amount reached more than 200,000 yuan, part of which was through classmates' loans.
"We investigated the purpose of the loan, which is basically to have dinner with classmates and repay the loan." The police said. Mr. Zhu said that after his son died, he also received dunning information from several campus loan platforms, and even threatened phone calls.
At present, the police are investigating the case further.
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Ministry of Education: Any online lending institution.
Loans to college students are not allowed.
At the press conference held by the Ministry of Education on the 6th, a reporter asked: In recent two years, we have noticed that some students have fallen into the quagmire of campus loans because of high consumption, and some even committed suicide. I would like to ask the Ministry of Education if there is any way to solve the consumption situation and existing problems of such students?
Zhao Jianjun, deputy director of the Finance Department of the Ministry of Education, said: "Why do students fall into campus loans after borrowing money? Because the interest to be repaid in the future is very high. Why do students borrow such loans with such high interest rates? It is because many so-called online platform organizations have made false propaganda and told students that this loan is very convenient and cheap. "
Zhao Jianjun, Deputy Director of the Finance Department of the Ministry of Education?
"Because students are not rich in financial knowledge, they borrowed usury and eventually rolled the interest to the point where some students could not afford it. These are all bad online lending institutions in society, which lured students through false propaganda and eventually caused this phenomenon. " Zhao Jianjun said.
Zhao Jianjun said that in the first half of this year, the China Banking Regulatory Commission and Ministry of Human Resources and Social Security jointly issued a document to standardize the management of campus loans, explicitly prohibiting the development of campus loan business, and no online lending institution may issue loans to college students.
"In order to meet the financial consumption needs of students, we encourage formal commercial banks to provide micro-credit loans for college students. As far as I know, many banks have started this business, such as China Bank and China Construction Bank. At the same time, we also require colleges and universities to do a good job in educating students, strengthen the education of students' financial knowledge, strengthen the warning education of bad campus loans, and guide students not to be deceived. " Zhao Jianjun said.
Campus loan is a cancer! We must resolutely drop out of college loans!