If you are in a hurry, your friend can directly look at the evaluation point:
"Is Sino-Dutch life reliable? Which products are good? What's worth buying? 》
1. Is Sino-Dutch Life Reliable?
Sino-Dutch Life Insurance Co., Ltd. is a joint venture life insurance company. Founded in 2002, it has a registered capital of 2.67 billion yuan and total assets of 32.6 billion yuan.
You know, to set up an insurance company in China, there is a threshold for registered capital, which needs at least 200 million yuan. It can be seen that the economic strength background of Sino-Dutch Life Insurance is still very strong.
Sino-Dutch Life Insurance was praised by the industry media as "the most growth insurance company", "excellent life insurance company", "value management insurance company" and "influential joint venture insurance company".
After understanding the background of Sino-Dutch life insurance, let's get familiar with the solvency of Sino-Dutch life insurance.
Many friends don't know about solvency, which is actually one of the important standards to measure whether an insurance company has solvency, and it can be called the lifeline of an insurance company.
The CBRC stipulates that only companies with core solvency adequacy ratio ≥50% and comprehensive solvency adequacy ratio ≥ 100% can meet the standards.
Let's take a look at the solvency report chart of Sino-Dutch Life Insurance in the third quarter of 2002/KLOC-0:
As can be seen from the above figure, all indicators of Sino-Dutch Life Insurance have exceeded the minimum standards stipulated by the CBRC, which shows that Sino-Dutch Life Insurance is a very trustworthy insurance company.
So, what about the super baby children's critical illness insurance under Sino-Dutch Life Insurance? I'll give you a popular science lesson.
Or you can just take away the evaluation focus:
Sino-Dutch life super baby children's critical illness insurance is launched! Buy one and you'll have no worries for life? 》
2. What about the super baby and children's critical illness insurance of Sino-Dutch Life?
Not much to say, here is a picture of the protection of the critical illness insurance for super baby children. We can take a look at it first:
It can be understood that the Super Baby Children's Critical Illness Insurance has a strong guarantee, which supports the most serious diseases and other basic guarantees. In addition, there are also guarantees for children's specific critical illness, death and minor illness exemption among the insured.
Regarding optional liability, the protection of Super Baby's critical illness insurance for children is also relatively comprehensive, just like the optional protection of adult-specific critical illness insurance, the exemption of the insured, and the extra compensation for illness.
In this way, what are the advantages and disadvantages of super baby children's critical illness insurance? The following is a summary by senior sister ~
Advantages of>& gt Super Baby Children's Critical Illness Insurance
1, caring for children with special diseases
Super Baby Children's Critical Illness Insurance supports children's special disease protection. Under the agreed compensation conditions, the insured can get 100% extra compensation for the super baby children's critical illness insurance.
That is to say, in addition to paying the original 100% of the critical illness insurance premium, there is a chance to pay the 100% insurance premium again, that is, the total insurance premium is 200%. This guarantee is still very powerful.
2. The guarantee period is flexible.
There are many critical illness insurances with relatively simple coverage periods in the market, either fixed-term or life-long, which is quite unfriendly to those who want to choose the coverage period flexibly.
However, the critical illness insurance for super baby children can provide two kinds of protection periods: warranty period and lifetime protection, and the warranty period can also be guaranteed for 30 or 70 years.
Compared with the same type of products, the protection period of Super Baby Children's Critical Illness Insurance is very flexible.
Disadvantages of>& gt Super Baby Children's Critical Illness Insurance
The most unpopular thing about Super Baby's critical illness insurance is that the extra compensation for the disease is not self-contained protection, and this protection requires extra money.
At present, most of the critical illness insurance products on the market are usually self-contained, such as common critical illness insurance, unlike the critical illness insurance for super baby children, which requires extra money to obtain this kind of protection.
For example, this Versailles plus critical illness insurance has been established, and the first serious illness before the age of 60 can get 80% protection. As long as you are not over 65, you can enjoy the additional compensation service for serious illness.
There are not only additional compensation for serious illness, but also Versailles plus serious illness insurance has these noteworthy advantages:
"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》
Summary: Sino-Dutch Life Insurance is an excellent insurance company and a trustworthy company, with strong background and up-to-standard solvency. Super Baby Children's Critical Illness Insurance under Sino-Dutch Life Insurance also performed very well, and it also has its own advantages compared with similar products.
All the details explained above in this issue.
Write it at the end
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