Family environment is very important in the process of children's growth, so creating a good money atmosphere is the first step of money education. Parents need to take a series of actions to make their children understand that money is hard to come by and cultivate their financial management ability.

Create a good money atmosphere

Parents should pay attention to the family's financial management, so as to be careful and manage their finances well. Parents should take the initiative to share the family's economic situation with their children, so that children can understand the family's income and expenditure and financial management principles. Parents should pay attention to mutual understanding and support among family members, avoid money conflicts and quarrels among family members, and create a healthy money atmosphere for their children.

Let children know that money is hard to come by.

Parents should let their children know that it is not easy for them to participate in housework and living expenses to make money, and let them learn to cherish material things. Parents should guide their children to establish a correct concept of consumption and teach them to spend rationally when shopping, rather than blindly pursuing consumption. Parents should also let their children know that besides material things, money can be exchanged for more important things, such as time, health and happiness.

Cultivate children's financial management ability

Parents should let their children know the basic concepts and methods of financial management, such as saving, investment and risk. Parents can also exercise their children's financial management ability by giving them an appropriate amount of pocket money, so that children can consider many factors when spending money, not just immediate desires.