Education savings are registered in real-name registration system. When opening an account, a qualified student household registration book (household registration certificate) or resident ID card and other valid real-name certificates must be presented to the savings institution to open a deposit account in the individual name of the student. Financial institutions register the name and number of certificates according to the above-mentioned certificates provided by depositors (that is, students). When acting as a student, the agent must also issue his/her valid identity certificate.

Restrictions on valid real-name certificates: only household registration books or identity cards are accepted, and other certificates are not accepted.

Please confirm whether you are saving for education. If so, when the education savings expire, the depositor must take the passbook, ID card or household registration book (household registration certificate) and the "certificate" provided by the school to withdraw the principal and interest in one lump sum. Depositors can enjoy preferential interest rates with certificates and are exempt from interest tax. If you have any questions, please contact the bank for consultation.