What makes the rich richer and the poor poorer? Why does the middle class always get deeper and deeper in the quagmire of debt? The gap behind it is the gap between finance and business. School education has taught us academic knowledge and professional skills since childhood, and taught us how to be a standard professional employee, and then earn wages by serving a certain system. But unfortunately, the school did not offer the course of "money", ignoring the training of financial management skills. To improve financial quotient, we must broaden our horizons and start from practice.

Five dimensions of financial quotient

Financial quotient is divided into five dimensions: first, financial quotient: making more money; Second financial quotient: keep your money; The third financial quotient: budget your money; Fourth financial quotient: inciting currency; Fifth Financial Quotient: Improve your financial information. Today we will reveal the first financial quotient: making more money.

The importance of financial quotient

Financial quotient is the key to wealth. China is a developing country, and its financial and business education has just started, which is obviously different from that of developed countries. Hu Feiran, a female college student who has been an exchange student in Britain for one year, is deeply touched by this. She said that when she first went to England, because of her parents' support, she had no financial awareness. However, many international students and British students have achieved partial economic independence early through financial management and part-time jobs. In the event of Britain's withdrawal from the European Union, some foreign students exchanged their currencies into relatively stable US dollars in advance to avoid losses. This made her start a profound reflection-students should not only learn textbook knowledge, but also improve their financial quotient and adapt to the cruel competitive society as soon as possible.

Why don't people who are not the first financial quotient earn more money?

Most people just want money and don't want to go through the process. They don't realize that the most precious thing in the process of getting rich is not just money, but teaching them how to get rich. This is why many lottery winners or children who inherit huge wealth are prone to bankruptcy. They have not experienced this process, so they can't continue to create wealth and control their existing money.

2. Many people value stable income more than the learning process of becoming smarter and richer in financial management.

Many people are frightened by the fear of poverty. It is this fear that prevents them from seizing the opportunity and solving the problem of how to get rich. Poverty limits not only our imagination, but also our courage.

How to improve the first financial quotient? (Knocking on the blackboard)

If you want to become richer, you must realize that problems never disappear automatically. It is the process of solving these problems that makes you rich. Once you have the ability to solve the problems of yourself and others, you will have a bright future. There are billions of ways to make more money in the world because there are billions of problems to be solved. The more problems you solve, the richer you will become. Real entrepreneurs need to find a problem, and then create a product or a service to solve this problem, and money will automatically flow into their pockets.

Please pay attention to "Yipin Business School" to share more financial knowledge for you.